INSURANCE

Third-party liability insurance for mopeds

IN PRACTICE

A legally required insurance

Do you want to ride a moped or microcar? Before hitting the road, don't forget to take out third-party liability insurance (TPL). It's a legal requirement.

YOUR BENEFITS

Comprehensive coverage

Your moped insurance covers damages caused to third parties in the event of an accident for which you are responsible, as well as bodily injuries to your passenger, whether you are at fault or not.

MORE INFORMATION

Contact us

To take out TPL insurance for your moped, make an appointment at your BNP Paribas Fortis agency or call the Easy Banking Centre on +32 2 433 41 30. The premium will be calculated based on the desired coverage.

AG EcoBonus -10%

In order to encourage you to opt for mobility with lower CO2 emissions, you will receive a 10% discount on your moped or minicar's Third-Party Liability and Comprehensive Insurance for the entire term of your policy, provided the policy remains unchanged.

This offer is valid for all new contracts and contract amendments following a change of moped or minicar.

What mopeds or microcars does the moped insurance cover?

Mopeds or microcars with a maximum of 50 cc or 4 kW:

  • Class A: 2- or 3-wheeled vehicles that cannot exceed 25 km/h.
  • Class B: 2- or 3-wheeled vehicles that cannot exceed 45 km/h.
  • Light quadricycle/microcar: vehicle up to a maximum of 425 kg that does 45 km/h maximum.
  • For 4-wheeled mopeds with a closed cabin for the driver and passengers, accessible from a maximum of 3 sides, the maximum net power or continuous rated power cannot exceed 6 kW.

Do you have a moped with more than 50 cc? In that case, you will need motorcycle third-party liability insurance.

Third-party liability insurance for mopeds, more than just a legal obligation

Discover the many benefits of AG's third-party liability insurance for mopeds.

  • Immediate assistance

    Have an accident or a flat tyre? Simply call Teleclaims on 0800 96 050 to receive assistance, 24/7. The insurance covers, among other things, the towing of your damaged moped up to 30 km beyond the Belgian border.

  • Replacement vehicle

    If you have an accident or a flat tyre in Belgium or up to 30 km past the border, you are entitled to a replacement vehicle for 24 hours or until Monday if the accident occurs on a Friday or at the weekend.

  • Expand your coverage

    In addition to third-party liability insurance, you can also insure damages to your moped after an accident, bodily injuries, or benefit from extra assistance. Discover all the options below.

Scope of your coverage

The main risks covered

  • Compensation for damages caused to a third party by an authorised driver

  • Immediate assistance in the event of immobilisation following an accident or flat tyre, up to 30 km beyond the Belgian border

  • Compensation for vulnerable road users, including the moped passenger or a pedestrian

The main risks not covered

In the first two cases, the insurance company compensates for the damages caused to third parties but seeks recourse against the person responsible for the accident.

  • Accidents caused intentionally

  • Accidents related to driving under the influence of alcohol, under the effect of drugs, or without a valid driving licence

  • Accidents caused by a moped whose characteristics do not match the insured vehicle (power, for example)

Not satisfied?

For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be).

If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.

Privacy protection

The personal data communicated by the policyholder is processed by AG Insurance SA.

About privacy protection

REQUEST INSURANCE

Your insurance in 3 steps

  1. Appointment

    Make an appointment with a BNP Paribas Fortis advisor.

  2. Offer

    Discuss your insurance needs for your moped with your advisor and receive an offer.

  3. Signature

    Sign your contract, register your moped. You can then take to the road with peace of mind.

To learn more or receive an offer

Discover the other guarantees of the moped insurance

Make a claim

Are you a victim of a road accident or have you caused damages to a third party? Our specialists are by your side and will guide you step by step.

Make a claim

Legal information

AG Insurance (abbreviated as AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA/NV, Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.

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