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Private Lease, car leasing for private individuals

IN PRACTICE

Advantageous car leasing

Private Lease is a car leasing offer for individuals. It lets you drive a new car configured to your needs, for a fixed monthly payment, all-inclusive*!

YOUR BENEFITS

Peace of Mind

The costs associated with usage, such as tyres, periodic maintenance, repairs, insurance... are included in the rental price. Yes, leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget. Simulate your Private Lease and submit your application online.

Electric Nissan vehicles on private lease via Arval

Arval’s Nissan Summer Deals

2 electric Nissan cars at special rates: a city car and a family car. Offer valid from 1 July to 13 September 2026.   

View the Summer Deals  

Looking to lease a new car?

You can request a personalised offer from us, for whatever model or finish you prefer.

Discover a wide range of new electric and hybrid vehicles available for leasing at competitive prices:

  • Choose a vehicle from our catalogue or configure your own vehicle.
  • Arval, our mobility partner, will take care of the administrative formalities, from ordering to delivery. 

Discover the Arval’s offer*

*By clicking, you will be redirected to our partner Arval’s website.

Prefer a second-hand car?

With Arval Release, you drive your ideal car with a full service package, all for a fixed monthly rental, and no upfront payment.

Explore reliable second-hand lease vehicles under five years old, hand-picked for you:

  • Fully maintained in authorised garages within the Arval network
  • Technically inspected, with official Car-Pass
  • Fast delivery available

Visit the Arval’s online shop*

*By clicking, you will be redirected to our partner Arval’s website.

Additional Discount

€15/month discount for young people

  • Reserved for BNP Paribas Fortis customers
  • Aged 18 to 28 years old
  • €15 discount on the monthly premium (VAT incl.)
  • Valid for the entire duration of the contract
  • Application submitted before 31/12/2026
  • Application on the Arval online platform via the link below or in a BNP Paribas Fortis branch
  • Valid on all new models
  • Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards (price in the online shop - €15)

To the Arval platform*

*By clicking, you will be redirected to our partner Arval’s website.

_

What's included in Private Lease?

The fixed monthly payment* you make includes all costs associated with using the car.

  • Lease

    The rental gives you the right to use the car.

  • Customised contract

    You choose the model, engine, options, duration and annual mileage.

  • All usage costs

    The costs of periodic maintenance, repairs, and potential tyre changes (summer and winter).

  • Taxes included

    The registration fee and road tax are included.

  • Insurances**

    The liability insurance, legal protection, and driver's bodily injury insurance are included in the rental price when taken out through Arval.

  • Breakdown or accident? Just call us

    Accident with damage? We’ll handle the claims settlement. With our European breakdown service, included 24/7 throughout Europe, you can count on us to repair or tow your car.

By clicking, you will be redirected to our partner’s website*

Want to know more about Private Lease?
Watch this video!

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Additional information

Credit type: instalment loan. The consumer credit provisions of Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – Brussels RPM – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – Brussels RPM – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase option for private individuals, offered by the lessor, Arval Belgium SA, located at Ikaroslaan 99, 1930 Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.beretail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the involvement of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702. 

Offer only valid in Belgium from 01/07/2026 to 13/09/2026 (inclusive) or while stocks last. A price proposal must be requested during the promotion period, and the lease agreement must be signed within 5 days of your application’s approval by Arval Belgium. This offer cannot be combined with other promotions. 

Target audience and eligible models 

These Summer Deals are an operational lease offer reserved for individual customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNPPF), residing in Belgium. The offer applies to following vehicle models:  

  • Nissan Micra 
  • Nissan Leaf 

Pricing indicators and contract features  

The mentioned monthly lease prices are merely indicative and subject to changes in taxation, the interest rate, and the vehicle’s catalogue price. They also depend on the selected options, configuration and equipment.  

The mentioned monthly lease prices (incl. VAT) were calculated based on the parameters valid on 16/06/26, for a term of 60 months and 10,000 km per year, including the services listed below. The details for each model (with the specified options, packs and services) are as follows:

  • Nissan Micra 40 kWh Engage: average consumption: 14.2 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €28,962.39. 
  • Nissan Leaf 52 kWh Engage: average consumption: 13.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,220.79. 

Services included in the monthly rent  

For your information: the monthly lease payment for a Summer Deal vehicle is calculated according to the agreed contractual term (between 25 and 72 months) and annual mileage and includes: maintenance, repairs, a replacement if the vehicle is immobilised for more than 24 hours, unlimited summer tyres for normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) subject to an excess fee (lump sum) payable by the lessee, and insurance**. 

Exclusions and special conditions  

Not included in the monthly lease payment: unlimited winter tyres for normal use/wear and tear, energy and/or fuel costs and traffic fines. The CO2 levels are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the lease agreement, the mileage will be charged at the last contractually agreed price. In the event of early termination of the lease agreement, a fixed sum corresponding to 30% of the total amount of the outstanding lease will be charged. 

Insurance and legal obligations  

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly lease price when taken out by Arval Belgium NV, in the name and on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 0436.781.102. These insurances can also be taken out with an insurer of your choice. Third-party liability insurance is required by law. 

Prepayment terms  

If the monthly lease indicates a prepayment amount, this means that the payment of this amount will reduce the monthly lease payment for the duration of the agreement. Prepayment is not a guarantee or a deposit. In the event of early termination of the lease agreement, this prepayment will not be refunded, except in certain cases specified in the prepayment conditions. 

Delivery timelines  

The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or importer and/or the equipment and/or configuration chosen.  

The photos are shown for illustration purposes only and may differ from the vehicles offered for lease. Thought and checked by BNP Paribas Fortis, powered by AI. 

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