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Private Lease, car leasing for private individuals

IN PRACTICE

Advantageous car leasing

Private Lease is a car leasing offer for individuals. It lets you drive a new car configured to your needs, for a fixed monthly payment, all-inclusive*!

YOUR BENEFITS

Peace of Mind

The costs associated with usage, such as tyres, periodic maintenance, repairs, insurance... are included in the rental price. Yes, leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget. Simulate your Private Lease and submit your application online.

Salon Deals Dacia

Take advantage of Arval’s Salon Deals, valid on 2 Dacia models. Private leasing with exceptional terms. From 5 January to 31 March 2026.

View Salon Deals

Looking to lease a new car?

You can request a personalised offer from us, for whatever model or finish you prefer.

Discover a wide range of new electric and hybrid vehicles available for leasing at competitive prices:

  • Choose a vehicle from our catalogue or configure your own vehicle.
  • Arval, our mobility partner, will take care of the administrative formalities, from ordering to delivery. 

Discover the Arval’s offer*

*By clicking, you will be redirected to our partner Arval’s website.

Prefer a second-hand car?

With Arval Release, you drive your ideal car with a full service package, all for a fixed monthly rental, and no upfront payment.

Explore reliable second-hand lease vehicles under five years old, hand-picked for you:

  • Fully maintained in authorised garages within the Arval network
  • Technically inspected, with official Car-Pass
  • Fast delivery available

Visit the Arval’s online shop*

*By clicking, you will be redirected to our partner Arval’s website.

Additional Discount

€15/month discount for young people

  • Reserved for BNP Paribas Fortis customers
  • Aged 18 to 28 years old
  • €15 discount on the monthly premium (VAT incl.)
  • Valid for the entire duration of the contract
  • Application submitted before 31/12/2026
  • Application on the Arval online platform via the link below or in a BNP Paribas Fortis branch
  • Valid on all new models
  • Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards (price in the online shop - €15)

To the Arval platform*

*By clicking, you will be redirected to our partner Arval’s website.

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What's included in Private Lease?

The fixed monthly payment* you make includes all costs associated with using the car.

Lease

The rental gives you the right to use the car.

Customised contract

You choose the model, engine, options, duration and annual mileage.

All usage costs

The costs of periodic maintenance, repairs, and potential tyre changes (summer and winter).

Taxes included

The registration fee and road tax are included.

Insurances**

The liability insurance, legal protection, and driver's bodily injury insurance are included in the rental price when taken out through Arval.

Breakdown or accident? Just call us

Accident with damage? We’ll handle the claims settlement. With our European breakdown service, included 24/7 throughout Europe, you can count on us to repair or tow your car.

By clicking, you will be redirected to our partner’s website*
Want to know more about Private Lease?
Watch this video!

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Additional information

Credit type: instalment loan. The consumer credit provisions of Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – Brussels RPM – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – Brussels RPM – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase option for private individuals, offered by the lessor, Arval Belgium SA, located at Ikaroslaan 99, 1930 Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.beretail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the involvement of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702. 

Offer valid only in Belgium from 05/01/2026 to 31/03/2026 (inclusive) or while stocks last. A price quote must be requested during the promotional period, and the lease contract must be signed within 5 days of your application’s approval by Arval Belgium. This offer cannot be combined with other promotions. 

These Salon Deals are a promotion of operational leases exclusively for individual BNP Paribas Fortis and/or Fintro customers residing in Belgium. Fintro is a BNP Paribas Fortis division. The offer applies to the Dacia Sandero Sce 65 Essential and the Dacia Spring Essential Electric 70. 

The monthly lease prices mentioned are merely indicative and subject to changes in taxation, interest rates, and the vehicle’s catalogue price. They also depend on the selected options, configuration, and equipment. 

These prices (incl. VAT) were calculated based on the parameters valid as of 17/11/25. They apply to a 60-month term with 10,000 km annually and include the services listed below for the following models, along with their respective options, packs and services: 

  • Dacia Sandero Sce 65 Essential: average consumption: 5.4l /100 km (WLTP), CO2: 122 g/km (WLTP), indicative fiscal value: EUR 13,389.99.
  • Dacia Spring Essential Electric 70: average consumption: 14.1 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: EUR 18,490.00. 

For your information: the monthly lease rate for a Salon Deal vehicle is calculated according to the agreed contractual term (between 25 and 60 months) and annual mileage. It includes: maintenance, repairs, unlimited summer tyres with normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with the lessee bearing the fixed-amount risk and insurance costs**. 

Not included in the monthly lease rate: unlimited winter tyres with normal use/wear and tear (optional), a replacement vehicle for immobilisation exceeding 24 hours (optional), energy and/or fuel costs, and traffic fines. The CO2 levels are also indicative and depend on the selected options and/or manufacturer data. At the end of the agreement, the mileage will be settled at the last contractually agreed price. In the event of early termination, a fixed fee corresponding to 30% of the total outstanding lease amount will be charged. 

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly lease rate when arranged by Arval Belgium NV on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 0436.781.102. These insurances can also be obtained through an insurer of your choice. Third-party liability insurance is required by law. 

If the monthly lease rate includes a prepayment amount, this prepayment reduces the monthly instalments for the duration of the agreement. Note that prepayment is neither a guarantee nor a deposit. In the event of early termination, this prepayment is non-refundable, except in certain cases specified in the prepayment conditions. 

The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or importer and/or the equipment and/or configuration chosen.  

Vehicle images are non-contractual and may differ from the actual leased models.

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