LOANS

Private Lease, car leasing for private individuals

IN PRACTICE

Advantageous car leasing

Private Lease is a car leasing offer for individuals. It lets you drive a new car configured to your needs, for a fixed monthly payment, all-inclusive*!

YOUR BENEFITS

Peace of Mind

The costs associated with usage, such as tyres, periodic maintenance, repairs, insurance... are included in the rental price. Yes, leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget. Simulate your Private Lease and submit your application online.

Exclusive Summer Deals

With Arval’s Summer Deals, you can now lease a selection of electric BYD SUVs at a very interesting monthly rate. This offer is valid from 2 June to 31 August 2025.

Discover Arval’s Summer Deals

Looking to lease a new car?

You can request a personalised offer from us, for whatever model or finish you prefer.

Discover a wide range of new electric and hybrid vehicles available for leasing at competitive prices*:

  • Choose a vehicle from our catalogue or configure your own vehicle.
  • Arval, our mobility partner, will take care of the administrative formalities, from ordering to delivery. 

Prefer a second-hand car?

With Arval Release, you drive your ideal car with a full service package, all for a fixed monthly rental, and no upfront payment.

Explore reliable second-hand lease vehicles under five years old*, hand-picked for you:

  • Fully maintained in authorised garages within the Arval network
  • Technically inspected, with official Car-Pass
  • Fast delivery available

Additional Discount

€15/month discount for young people

  • Reserved for BNP Paribas Fortis customers
  • Aged 18 to 28 years old
  • €15 discount on the monthly premium (VAT incl.)
  • Valid for the entire duration of the contract
  • Application submitted before 31/12/2025
  • Application on the Arval online platform via the link below or in a BNP Paribas Fortis branch
  • Valid on all new models
  • Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards (price in the online shop - €15)

To the Arval platform*

What's included in Private Lease?

The fixed monthly payment* you make includes all costs associated with using the car.

Lease

The rental gives you the right to use the car.

Customised contract

You choose the model, engine, options, duration and annual mileage.

All usage costs

The costs of periodic maintenance, repairs, and potential tyre changes (summer and winter).

Taxes included

The registration fee and road tax are included.

Insurances**

The liability insurance, legal protection, and driver's bodily injury insurance are included in the rental price when taken out through Arval.

Breakdown or accident? Just call us

Accident with damage? We’ll handle the claims settlement. With our European breakdown service, included 24/7 throughout Europe, you can count on us to repair or tow your car.

Discover Private LeaseSimulate and apply online
Want to know more about Private Lease?
Watch this video!

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Additional information

Bike and Car loan: Credit form: instalment loans. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, without option to purchase, to individuals, offered by the rental company, Arval Belgium SA, located at Ikaroslaan 99, 1930, Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.be, retail@arval.be, with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702.

Promotion valid only in Belgium from 02/06/2025 to 31/08/2025 (inclusive), or while stocks last. The request for a price proposal must be submitted during the promotion period and the rental contract must be signed within 5 days of the approval of your application by the Action d'Arval. This action cannot be combined with other actions.

This Summer Deal is a promotion of an operational lease reserved for individual customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNPPF), residing in Belgium, relating to the vehicle models BYD Atto 2 Active, BYD Atto 3 Comfort, BYD Seal U Comfort and BYD Sealion 7 Comfort. This document does not constitute an offer and is not binding or contractual. A rental contract will only be concluded after acceptance of your application by the lessor, Arval Belgium SA and will always be subject to its Private Lease general terms and conditions.

If the monthly rent displayed indicates a prepayment amount, it means that the payment of this amount will reduce the amount of the monthly rent for the duration of the rental agreement. Prepayment is not a "guarantee" or a "deposit". In the event of early termination of the rental agreement, this prepayment will not be refunded, except in certain cases specified in the prepayment conditions.

The monthly rental price is given for information purposes only and is subject to changes in taxation, interest rates and the list price of the vehicle as well as changes in vehicle options, configuration and equipment.

  • The indicated monthly rent (including VAT) for the BYD Atto 2 Active with the options, packs and services mentioned was calculated on 31/04/2025, for a period of 60 months and 10,000 km per year. Average consumption: 16,6 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: 29,479.50 EUR.
  • The indicated monthly rent (including VAT) for the BYD Atto 3 Comfort with the options, packs and services mentioned was calculated on 31/04/2025, for a period of 60 months and 10,000 km per year. Average consumption: 16,6 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: 37,849.63 EUR.
  • The indicated monthly rent (including VAT) for the BYD Seal U Comfort with the options, packs and services mentioned was calculated on 31/04/2025, for a period of 60 months and 10,000 km per year. Average consumption: 19,9 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: 42,745.21 EUR.
  • The indicated monthly rent (including VAT) for the BYD Sealion 7 Comfort with the options, packs and services mentioned was calculated on 31/04/2025, for a period of 60 months and 10,000 km per year. Average consumption: 19,9 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: 47,979.70 EUR.

The monthly rent is calculated according to the agreed contractual term (between 25 and 60 months) and annual mileage and includes: maintenance, repairs, unlimited summer tyres in case of normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, a replacement vehicle in case of immobilisation of more than 24 hours, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with own risk (lump sum) to be paid by the renter and insurance**.

Not included in the monthly rent: energy and/or fuel costs and traffic fines. The CO2 levels are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the contract, a mileage statement will take place at the last contractually agreed price. In the event of early termination of the Rental Agreement, a lump sum calculated based on the last daily price (as contractually agreed) will be charged.

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly rent price when taken out by Arval Belgium NV, in the name and on behalf of the renter. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 047238. These insurances can also be taken out with the insurer of your choice. Third-party liability insurance is required by law.

The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or importer and/or the equipment and/or configuration chosen. Arval Belgium NV cannot be held liable for the inaccuracy of the information contained in this document. The photos are shown for illustration purposes only and may differ from the vehicles offered for rent.

Youth discount

Young persons who take out a leasing contract with Arval Belgium for a new vehicle are entitled to a discount of €15 (including VAT) on the monthly lease payment (including VAT) for the full duration of the contract.
To benefit from the monthly discount, the following conditions must be met

  • The person must be under 28 years of age at the time of application.
  • The young person must be a client of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNP Paribas Fortis) and be a resident of Belgium.
  • Your application must be approved by Arval.
  • The lease agreement must be signed by the young person within five days of their application being approved by Arval.

This offer is only valid in Belgium from 10/01/2025 to 31/12/2025.

The monthly rental for Private Lease and the monthly discount are specified in the rental agreement. The monthly discount of €15 (including VAT) is valid for the entire duration of the lease. For full conditions related to signing a lease agreement, configuring the leased vehicle and requesting a non-binding quote, please visit the Arval Belgium website.

This offer cannot be combined with other promotions, unless otherwise stated in the promotion.

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