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Private Lease, car leasing for private individuals

IN PRACTICE

Advantageous car leasing

Private Lease is a car leasing offer for individuals. It lets you drive a new car configured to your needs, for a fixed monthly payment, all-inclusive*!

YOUR BENEFITS

Peace of Mind

The costs associated with usage, such as tyres, periodic maintenance, repairs, insurance... are included in the rental price. Yes, leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget. Simulate your Private Lease and submit your application online.

Electric Kia models available on Private Lease via Arval

Kia Spring Deals from Arval

Discover a wide range of electric Kia models for every driver.
Available on private lease with attractive terms. Offer valid from 20 April to 30 June 2026.

Discover the Spring Deals

Looking to lease a new car?

You can request a personalised offer from us, for whatever model or finish you prefer.

Discover a wide range of new electric and hybrid vehicles available for leasing at competitive prices:

  • Choose a vehicle from our catalogue or configure your own vehicle.
  • Arval, our mobility partner, will take care of the administrative formalities, from ordering to delivery. 

Discover the Arval’s offer*

*By clicking, you will be redirected to our partner Arval’s website.

Prefer a second-hand car?

With Arval Release, you drive your ideal car with a full service package, all for a fixed monthly rental, and no upfront payment.

Explore reliable second-hand lease vehicles under five years old, hand-picked for you:

  • Fully maintained in authorised garages within the Arval network
  • Technically inspected, with official Car-Pass
  • Fast delivery available

Visit the Arval’s online shop*

*By clicking, you will be redirected to our partner Arval’s website.

Additional Discount

€15/month discount for young people

  • Reserved for BNP Paribas Fortis customers
  • Aged 18 to 28 years old
  • €15 discount on the monthly premium (VAT incl.)
  • Valid for the entire duration of the contract
  • Application submitted before 31/12/2026
  • Application on the Arval online platform via the link below or in a BNP Paribas Fortis branch
  • Valid on all new models
  • Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards (price in the online shop - €15)

To the Arval platform*

*By clicking, you will be redirected to our partner Arval’s website.

_

What's included in Private Lease?

The fixed monthly payment* you make includes all costs associated with using the car.

Lease

The rental gives you the right to use the car.

Customised contract

You choose the model, engine, options, duration and annual mileage.

All usage costs

The costs of periodic maintenance, repairs, and potential tyre changes (summer and winter).

Taxes included

The registration fee and road tax are included.

Insurances**

The liability insurance, legal protection, and driver's bodily injury insurance are included in the rental price when taken out through Arval.

Breakdown or accident? Just call us

Accident with damage? We’ll handle the claims settlement. With our European breakdown service, included 24/7 throughout Europe, you can count on us to repair or tow your car.

By clicking, you will be redirected to our partner’s website*

Want to know more about Private Lease?
Watch this video!

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Additional information

Credit type: instalment loan. The consumer credit provisions of Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – Brussels RPM – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – Brussels RPM – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase option for private individuals, offered by the lessor, Arval Belgium SA, located at Ikaroslaan 99, 1930 Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.beretail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the involvement of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702. 

Offer valid in Belgium only from 20 April 2026 to 30 June 2026 (inclusive), or while stocks last. A price proposal must be requested during the promotion period, and the lease agreement must be signed within 5 days of the approval of your application by Arval Belgium. This offer cannot be combined with other promotions. 

These Spring Deals are a promotion of an operational lease reserved for individual customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNP Paribas Fortis), residing in Belgium, relating to following vehicle models:  

  • Kia EV2 
  • Kia EV3 
  • Kia EV4 
  • Kia EV5 
  • Kia EV6 
  • Kia EV9 
  • Kia PV5  

The monthly lease prices shown are purely indicative and may vary due to changes in taxation, interest rates, or the vehicle’s list price. They also depend on the selected options, vehicle configuration, and equipment.  

These monthly lease prices (excluding VAT) are based on the parameters effective as of 15 April 2026, for a 60-month term and 10,000 km per year, including the services listed below. They apply to the following models, with the options, packs, and services specified per model:  

  • Kia EV3 58,3 kWh Business: average consumption: 14.9 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,190.72 
  • Kia EV4 58,3 kWh Business: average consumption: 14.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €38,450.11. 
  • Kia EV5 81,4 kWh Business: average consumption: 16.9kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €46,059.15  
  • Kia EV6 62,9 kWh Business: average consumption: 16.4 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €49,035.25 
  • Kia EV9 76,1 kWh Business: average consumption: 19.5 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €61,726.97  
  • Kia PV5 Cargo 3d 51,5 kWh Essential: average consumption: 19.0 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,871.18 . 
  • Kia PV5 Passenger 51,5 kWh Essential: average consumption: 19.2 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,451.43  

For your information: the monthly lease payment fo a Spring Deal vehicle lease agreement is calculated based on the agreed contractual term (between 25 and 60 months) and annual mileage. It includes: maintenance, repairs, a replacement vehicle in case of immobilisation of more than 24 hours, unlimited summer tyres in case of normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with own risk (lump sum) to be paid by the lessee and insurance**. 

Not included in the monthly lease payment unlimited winter tyres in case of normal use/wear and tear, energy and/or fuel costs and traffic fines. The CO2 levels are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the lease agreement, the mileage will be settled at the last contractually agreed price. In the event of early termination of the lease agreement, a lump sum corresponding to 30% of the total amount of the outstanding lease will be charged. 

** Third-party liability insurance, legal protection insurance, and driver's insurance are included in the monthly lease payment when arranged by Arval Belgium NV on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.fsma.be) under number 0436.781.102. These insurances may also be arranged with an insurer of your choice. Third-party liability insurance is mandatory by law. 

If the displayed monthly lease payment includes a prepayment amount, this means that payment of this amount will reduce the monthly lease payments for the duration of the lease agreement.  

Prepayment is neither a guarantee nor a deposit. In the event of early termination of the lease agreement, this prepayment will not be refunded, except in certain cases specified in the prepayment terms and conditions. 

The estimated delivery time for the vehicle depends on its availability with the manufacturer, importer, and/or the chosen equipment and configuration.  

Vehicle images are non-contractual and may differ from the actual leased models. Thought and checked by BNP Paribas Fortis, powered by AI.

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