LOANS

Used car and motorcycle loan (instalment loan)

IN PRACTICE

Considering a used vehicle?

Thinking of taking out a loan for a used vehicle: a car, motorbike, scooter, motorhome…? Discover our attractive rates. Depending on your needs, you can borrow up to 120% of the purchase value.

YOUR ADVANTAGES

Recent used vehicle: reduced rate

Is your used vehicle less than three years old? Benefit from a more attractive rate than for a vehicle over three years old, no matter whether it is fully electric or emits up to, or more than 50g of CO₂/km.

MORE INFORMATION

Everything can be done online

From simulation to signing (after your application is approved): it’s fully online. Need a little help? Call us at +32 2 762 90 00. Want to review your application together? Book an appointment with an expert at a branch or the Easy Banking Centre.

Your personalised loan

According to your needs, you can borrow up to 120% of the purchase value of your new vehicle for additional costs, such as:

  • Winter tyres, road tax… (up to 10%)
  • Your first insurance premium (up to 10%)

On the road with your used car loan

From application to benefits, discover everything about the used car loan or other used vehicle (instalment loan).

   

  • Borrow for different vehicles

    All new motorised vehicles are eligible: car, motorcycle, scooter, quad, motorhome…

  • Recent used car? Additional advantage!

    Do you want to buy a used car or another used vehicle less than 3 years old? We offer the same rate as for a new car.

  • Want to borrow more?

    Up to €50,000, you can manage everything online. Do you want to borrow more? We are here to help! Make an appointment with one of our experts.

  • What do you need for your application?

    Prepare your order form or invoice, your ID card, your bank card, your card reader, your account number, and your income and expense statements. You can then choose the amount and duration (within legal limits).

Apply for your car or motorcycle loan in 3 steps!

  1. Simulate

    Perform a simulation and complete your application online

  2. We evaluate your application

    Your application is evaluated within 2 working days

  3. The amount is transferred

    Your loan is accepted, and the money is transferred to your payment account on the desired day

Apply online

Also interesting for you

  • New vehicle loan (instalment loan)

    Thinking of taking out a loan for a new vehicle loan – a car, motorbike, scooter, motorhome…? Discover our attractive rates. Depending on your needs, you can also borrow up to 120% of the purchase value.

    Calculate your loan

  • Bike and soft mobility loan (instalment loan)

    Thinking of buying a two wheeler? (Electric) bike, (electric) scooter, racing bike…?

    • Borrow up to 110% of the purchase price according to your needs.
    • Get a loan from as little as €500.
    • Complete the paperwork online.

    Explore your options

  • Leasing a vehicle as a private individual

    Interested in a private car leasing? Discover a wide range of vehicles and drive with peace of mind. 

    • Enjoy a fixed monthly payment covering all vehicle-related costs.
    • Choose a new or used car that matches your needs.
    • Get a personalised offer through our partner Arval.

    Discover private leasing

  • Discover AG's car insurances

    Want to take the road well protected? With, for example, AG's car liability insurance, you’ll drive with complete peace of mind.

    Discover these insurances

  • AG's optional instalment loan insurance

    With this collective and optional insurance from branch 21, you can take out an instalment loan without putting yourself or your loved ones in financial difficulty in case of disability or death.

    Discover this insurance

Touring CarSelect, online platform for used vehicles

Touring CarSelect is a new online platform for recent, reliable and in-stock used cars. Choose from a wide selection of vehicles offered exclusively by approved professional dealers. You benefit from independent expertise and tailored services from trusted partners.

Discover Touring CarSelect

Legal information

Loan type: instalment loan. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

AG Insurance (abbreviated as AG) SA - Bd É. Jacqmain 53, 1000 Brussels - www.aginsurance.be – e-mail: info@aginsurance.be – RPM Brussels TVA BE 0404.494.849 - Belgian insurance company approved under code 0079, under the control of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels. 

Intermediary : BNP Paribas Fortis SA/nv, Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be - Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acts as an insurance agent.

“Touring CarSelect Platform” is the property of TCS Mobility SA and is managed by this Belgian public limited company, whose registered office is established at avenue Roi Albert II 4, box 12, 1000 Brussels, Belgium, and registered under number 1003 765 106 (RLE Brussels, Dutch-speaking division).

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