Please read these Website Terms of Use carefully.

 

BY ACCESSING, VISITING OR USING THIS WEBSITE, WHETHER IN YOUR PERSONAL CAPACITY AND/OR ON BEHALF OF A LEGAL ENTITY FOR WHICH YOU ACT AS AN AUTHORISED REPRESENTATIVE, INTERMEDIARY OR EMPLOYEE, YOU AGREE TO AND EXPRESSLY ACCEPT THE TERMS OF USE SET OUT BELOW. THESE TERMS OF USE MAY BE AMENDED AT ANY TIME. IF YOU DO NOT AGREE TO THEM, PLEASE DO NOT ACCESS, VISIT OR USE THIS WEBSITE OR ANY INFORMATION IT CONTAINS.

1. Definitions and General Conditions of Access

The term “Website” means this website, as published by BNP Paribas Fortis SA/NV (for further information, see Section 2, “Publisher”), hereinafter referred to as the “Bank”, and/or by its affiliated companies or other companies belonging to the group of which the Bank forms part, together with all information and materials made available on the Website.
Certain sections or pages of the Website are subject to separate and/or supplementary terms, which supplement these Terms of Use. In the event of any inconsistency, the separate and/or supplementary terms shall prevail over these Terms of Use with respect to the sections or pages of the Website to which they apply.
 

This Website also contains links to other websites published by third parties. Links to this Website may also be regarded as forming part of those third-party websites. The Bank has not reviewed those websites and accepts no liability for any information or material appearing on any website accessible through links featured on this Website. The creation of a link to a third-party website, or the inclusion by a third-party website of a link to this Website, does not in any way imply that the Bank endorses or recommends the products or services offered on that third-party website. Furthermore, the Bank makes no representation, whether express or implied, as to the accuracy and/or reliability of information that may be found, directly or indirectly, on third-party websites, or as to the honesty and/or integrity of third parties.

The content of the Website may be amended. Not all products and services are available in all geographical areas. Access to a product or service may be subject to authorisation by the Bank, its relevant affiliated companies, or companies belonging to the group of which the Bank forms part. Persons who access, visit or use this Website must ensure that the legal provisions in force in their own country permit them to access this information; if not, they must refrain from accessing, visiting and/or using this Website.

2. Publisher

BNP Paribas Fortis SA/NV
Montagne du Parc 3
1000 Brussels – Belgium
VAT BE 0403.199.702 – Brussels Register of Legal Entities

As a credit institution incorporated under Belgian law, BNP Paribas Fortis SA/NV is subject to prudential supervision by the European Central Bank and the National Bank of Belgium. The Financial Services and Markets Authority (FSMA) supervises matters relating to investor and consumer protection. BNP Paribas Fortis SA/NV is registered with the FSMA under the company number stated above and has its registered office for these purposes at Rue du Congrès 12-14, 1000 Brussels. It acts as a tied insurance agent, remunerated by commission, for AG Insurance SA/NV. BNP Paribas Fortis SA/NV holds an interest of more than 10% in AG Insurance SA/NV.

The addresses of the supervisory authorities are:

Financial Services and Markets Authority (FSMA)
Rue du Congrès 10-16
1000 Brussels – Belgium
www.fsma.be 

National Bank of Belgium (NBB)
Boulevard de Berlaimont 14
1000 Brussels – Belgium
VAT BE 0203.201.340 – Brussels Register of Legal Entities
www.bnb.be 


 
European Central Bank
Banking Union - Single Supervisory Mechanism
60640 Frankfurt am Main
Germany

3. Website Content and Materials

The information and materials contained on this Website are provided solely to inform visitors about various financial, banking, insurance or other products and/or services offered and/or distributed by the Bank.

The information and materials contained on this Website are not intended to constitute personal advice, including, without limitation, financial, investment, tax, accounting or legal advice, even where such information refers to financial instruments that are the subject of a public offering. Moreover, any offer is limited to the countries or jurisdictions expressly specified in that offer and may not be acted upon by persons who access, visit or use the Website from any other country or jurisdiction.

4. Intellectual Property Rights

The information and materials appearing on this Website are protected by intellectual property rights owned or claimed by the Bank, its affiliated companies, other companies belonging to the group of which the Bank forms part, or third parties. You may reproduce and print such information and materials solely for your strictly personal, non-commercial use, provided that you do not remove any notices relating to those intellectual property rights. You undertake not to distribute, reproduce or sell such information or materials, in any form or by any means whatsoever, without the Bank’s prior express written authorisation.

5. Personal Data and Electronic Communications

Reference is made to the Privacy Statement and the Cookie Policy available on this Website.

These documents also apply to the Bank’s processing and retention of users’ personal data in connection with the instant messaging service, including the surname and/or first name provided by the user and the content of the conversation.

Any person using a Bank service involving the use of electronic means of communication (telephone, email, internet, online chat, etc.) agrees to the recording and processing of the related electronic communications, including their content and associated traffic data, for the purposes of monitoring the Bank’s activities, ensuring the quality of its services, and improving its existing products and services or those under development. Data relating to electronic communications and their content may be retained until the end of the period during which the underlying transaction may be challenged in court.

6. Confidentiality

All information and material transmitted to the Bank via this Website will be processed in accordance with the applicable legal and regulatory provisions.

7. Governing Law and Jurisdiction

Access to, visits to and use of this Website, as well as these Terms of Use, shall be governed by and construed in accordance with Belgian law. Unless applicable law confers exclusive jurisdiction on a particular court, proceedings may be brought before:

-    the court having jurisdiction over the place of residence of the defendant or of any one of the defendants;

-    the court having jurisdiction over the place where any of the obligations forming the subject matter of the dispute arose, has been performed, is being performed or is to be performed;

-    the court having jurisdiction over the place where service of process was effected upon the defendant, provided that the defendant—or, where applicable, any one of the defendants—is domiciled in Belgium or abroad.

8. Severability and Amendments

If any provision of these Terms of Use is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced by a valid and enforceable provision whose purpose and effect are as close as possible to those of the original provision. These Terms of Use form an integral part of any other agreement that you have entered into or may enter into with the Bank, any of its affiliated companies, or any other company belonging to the group of which the Bank forms part.

The Bank is entitled to amend these Terms of Use at any time, with immediate effect and without prior notice.

9. Liability for Unlawful or Prohibited Use

Any unlawful or prohibited use of the Website—including any act that damages the software used or the data made available, whether by introducing viruses, destroying data or manipulating data—may give rise to civil and/or criminal liability.

The Bank’s failure or delay, even temporarily, to exercise or enforce any right under these Terms of Use or in connection with the use of the Website shall not constitute, or be construed as, a waiver of that or any other right or remedy.