Top Accidents is a Belgian-law optional accident insurance policy from AG, distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.
The benefits of accident insurance for your motorcycle or moped
An accident can happen suddenly. In addition to any damage to property, it's essential to protect yourself and your family from the financial consequences of physical injury.
Worldwide coverage
Your insurance policy covers you worldwide in the event of physical injury following an accident involving your vehicle.
For the driver and the passenger
Whether you’re the driver or the passenger of your moped, motorcycle or microcar, you and your family are protected.
Four types of cover
Your individual accident insurance policy covers:
Medical expenses, permanent disability, death and psychological assistance following a motorcycle, moped or microcar accident
Financial consequences of an accident resulting in physical injury that occurred during the use of the insured vehicle – anywhere in the world
An accident resulting from an intentional act by the policyholder or beneficiary
An accident caused by the policyholder being under the influence of alcohol or in a similar state
An accident occurring during work activities or on the way to work
An accident while using a quad bike
You can find additional information in the documents below:
If you have a complaint, you can contact us at BNP Paribas Fortis SA, Complaints Department JQABD, Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions or complaints > online complaint form
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.
The personal data provided by the policyholder is processed by AG Insurance SA.
Make an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.
Discuss your insurance needs for your motorcycle, moped or microcar with your advisor and receive a tailored proposal.
Sign your policy and take to the road with peace of mind.
Motorcycle liability insurance is a compulsory policy that covers damage caused to other road users when you are at fault in the event of an accident.
This compulsory liability insurance policy covers damage caused to third parties in the event of an accident when you are at fault.
The Top Accidents policy covers the financial consequences of a non-work-related accident that causes physical injury, including traffic accidents (travelling by motorcycle, moped, car, bicycle etc.).
AG Insurance SA (abbreviated as AG) – Bd É. Jacqmain 53, 1000 Bruxelles - www.aginsurance.be - info@aginsurance.be - RPM Bruxelles – TVA BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14,
1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – is registered under this number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commission, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.
