Providis comprehensive legal expenses cover is a Belgian-law legal expenses insurance from AG, managed by specialist entity Providis and distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.
This insurance policy covers areas of law that aren’t included in the legal expenses cover that already forms part of other policies such as fire, family and car insurance, if the option is chosen. This way, you’re sure to have even better protection without having to take out multiple policies!
On or before 31 December 2025, you can benefit from a discount when taking out a new Providis comprehensive legal expenses insurance policy.
Get a 10% discount for the full duration of your new policy, if you also have:
Benefit from a 10% discount during the first year of your policy if you don’t meet the criteria for the loyalty discount.
The benefits of Providis comprehensive legal expenses cover
Providis comprehensive legal expenses cover has many benefits. Here are a few.
Easier access to justice
Thanks to your Providis specialists, you are
Three tailor-made legal assistance plans
Choose from three different plans: Start, Classic and Excellence, to find the legal assistance that best suits your needs and situation.
You can find all the details in the general terms and conditions.
defence in criminal proceedings when the policyholder is prosecuted
civil proceedings if the policy is a victim of damage caused by a third party
contractual disputes
insolvency of third parties
fees and expenses incurred by the policyholder before requesting the insurer's assistance (except in case of a justified emergency)
fines and surcharges levied by and settlements with the public prosecutor's office
intentionally caused damage
The following documents provide additional information on Providis comprehensive legal expenses cover.
Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via the online form available on www.bnpparibasfortis.be > Suggestions ou plaintes > online complaints form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel : 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.
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AG Insurance SA/NV – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Bruxelles – RPM Bruxelles – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
