Mortgage loan: do an online simulation

Withdraw repaid capital with a loan redemption? It's possible!

Have you already repaid part of your mortgage loan and want to further improve the comfort of your home? You can re-borrow the already repaid capital (subject to conditions). Our flexible home loan even allows you to borrow, according to your needs, up to 120% of the initial capital. You will thus avoid new costs such as notary fees, for example.

Personalised advice?

Are you waiting for an offer, do you need more time, are you wondering which loan is best suited to your project? Do you want advice or guidance for your application? An expert advisor is available for you.

Call us at 02 433 41 36 or make an appointment at your agency.

Make an appointment

Find out more

You can read more in the documents below. Or you can schedule a video call with one of our advisors in branch or via the Easy Banking Centre, available until 8pm on weekdays.

Making an appointment online is quick and easy.

• Home Loan brochure 
• Benefits of the Flexible Home Loan 
• Home Loan: paying invoices via Easy Banking Web (also see video above)
• Home Loan rates 
• Standard FORM of General terms and conditions related to the mortgage credit contracts, home loans and bridge loans (mortgage credit facilities for immovable property purposes)

Legal Information

Type of loan: mortgage loan for (im)movable property. The provisions on mortgage loans in Chapter 2 of Title 4 of Book VII of the Code of Economic Law apply. Subject to acceptance of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPR Brussels – VAT BE 0403.199.702.

Energy loan – Type of loan: Instalment loan. The provisions on consumer credit in Chapter 1 of Title 4 of Book VII of the Code of Economic Law apply. Covers all energy-efficient works in the home, including the purchase and installation of frames and double glazing, heating systems and boilers, insulation materials, solar panels, energy audits, and all other materials and works aimed at energy savings in the home. Subject to acceptance of your application by AlphaCredit SA, lender, Montagne du Parc 8 box 3, B-1000 Brussels – RPR Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702.

Renovation loan – Type of loan: Instalment loan. The provisions on consumer credit in Chapter 1 of Title 4 of Book VII of the Code of Economic Law apply. Subject to acceptance of your application by AlphaCredit SA, lender, Montagne du Parc 8 box 3, B-1000 Brussels – RPR Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702.

The Top Habitation home and fire insurance is a building and contents insurance under Belgian law offered by AG, and distributed by BNP Paribas Fortis. For exact coverage details, please refer to the product’s general terms and conditions, available at bnpparibasfortis.be and in all our branches. You can also obtain them by calling the Easy Banking Centre on 02 762 90 00.

AG Insurance (abbreviated AG) SA – Boulevard Emile Jacqmain 53, B-1000 Brussels – www.aginsurance.be – info@aginsurance.be – RPR Brussels – VAT BE 0404.494.849 – Belgian insurance company authorised under code 0079, supervised by the National Bank of Belgium, Boulevard de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702, registered under this number with the FSMA, Rue du Congrès 12–14, 1000 Brussels, and acting as a tied insurance agent, remunerated by commission, for AG Insurance SA. BNP Paribas Fortis SA holds more than 10% of AG Insurance SA.