Benefits of reborrowing on your mortgage loan
Have a mortgage loan with BNP Paribas Fortis and planning renovations? You may be able to reborrow from €7,500.
What kind of renovations?
You can reborrow on your BNP Paribas Fortis mortgage loan for kitchen or bathroom upgrades, flooring, electrical or plumbing work, joinery or painting, facade works, and outdoor projects like a terrace, pool or solar panels. Any jobs classed as real estate work are eligible.
Low rate, flexible duration
Enjoy a competitive rate and the benefits of long-term borrowing. No need for a new mortgage loan, and no additional notary or mortgage fees. You choose the term; note: it doesn’t have to match your original loan.
Interest rate fixed for 20 days
Your rate and conditions are fixed on the day you apply. Once your request is submitted, you have 20 days to accept our offer. During this time, your interest rate is guaranteed.
What do you need to apply?
Have your mortgage loan details, invoice or quote, ID card, account number and proof of income and expenses to hand.
| Your situation | |
| Your mortgage loan | 100.000€ |
| Already repaid | 20.000€ |
| Planned renovation | 40.000€ |
| What can you reborrow? | |
| Already repaid | 20.000€ |
| +20% of your original loan | 20.000€ |
| Total available to reborrow | 40.000€ |
Don't have a mortgage loan at the moment? We offer other financing options to help with your renovation.
With a Renovation Loan, you can fund your project at an attractive interest rate, up to three months after the invoice date.
The Energy Loan offers an even better rate if at least 75% of the work is focused on energy savings. We compare all three options side by side, so you can easily see the one that suits you best.
Waiting on a quote, need more time or not sure which loan suits your project best? Our expert advisors are available to help.
Call us on 02 433 41 37 or make an appointment at your branch.
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Top Accidents insurance from AG covers the financial impact of accidents resulting in physical injury in your private life, including traffic accidents (by motorbike, car, bicycle, etc.).
Homiris, a connected alarm system with 24/7 remote monitoring, can help protect your home and family from break-ins, aggression and fire via smoke detection. Includes delivery, maintenance and installation.
Type of credit: mortgage loan for (im)movable property. The provisions on mortgage credit in Chapter 2 of Title 4 of Book VII of the Belgian Code of Economic Law apply. Subject to approval of your application by BNP Paribas Fortis NV, lender, Montagne du Parc/Warandeberg 3, 1000 Brussels – RPR Brussels – VAT BE 0403.199.702.
Energy Loan – Type of credit: Instalment Loan. The provisions on consumer credit in Chapter 1 of Title 4 of Book VII of the Belgian Code of Economic Law apply. Covers all energy-efficient works in the home, including the purchase and installation of window frames and double glazing, heating systems and boilers, insulation materials, solar panels, energy audits, and all other materials and works aimed at energy savings in the home. Subject to approval of your application by AlphaCredit NV, lender, Montagne du Parc/Warandeberg 8 box 3, B-1000 Brussels – RPR Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702.
Renovation Loan – Type of credit: Instalment Loan. The provisions on consumer credit in Chapter 1 of Title 4 of Book VII of the Belgian Code of Economic Law apply. Subject to approval of your application by AlphaCredit NV, lender, Montagne du Parc/Warandeberg 8 box 3, B-1000 Brussels – RPR Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702.
AG Insurance (abbreviated as AG) NV – Boulevard Émile Jacqmain 53, B-1000 Brussels – www.aginsurance.be – info@aginsurance.be – RPR Brussels – VAT BE 0404.494.849 – Belgian insurance company authorised under code 0079, under the supervision of the National Bank of Belgium, Boulevard de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis NV – Montagne du Parc/Warandeberg 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès/Congresstraat 12–14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance NV. BNP Paribas Fortis NV holds a stake of more than 10% in AG Insurance NV.
Homiris is a service operated by Euro Protection Surveillance NV, a public limited company with a capital of €6,000,000 – RPR BRUSSELS – VAT BE 0679.698.103 – Avenue Internationalelaan 55D, 1070 Brussels – IBAN BE23 1096 6746 2291 – BIC CTBKBEBXXXX. Licences to operate as a company providing alarm and camera systems were issued by the Minister of the Interior in accordance with the Act of 2 October 2017 regulating private and specialised security. Please consult the EPS Privacy Policy for more information about your rights and EPS’s commitments regarding your personal data.
The information about Homiris products and services on this page does not constitute a commitment or offer from BNP Paribas Fortis NV. If you decide to subscribe to a Homiris offer, you enter into a contractual agreement with EPS NV, in which BNP Paribas Fortis is not a party. BNP Paribas Fortis therefore accepts no liability in this regard.
