The Omnium Motorcycle Insurance is a Belgian law omnium insurance product offered by AG and distributed by BNP Paribas Fortis. It is a one-year contract with tacit renewal for the same period, unless terminated at least 3 months before the main expiry date.
For contracts taken out or tacitly renewed from 1 October 2024, you have until 2 months before the main expiry date to terminate them. Furthermore, from the second year of insurance, you can terminate the contract at any time.
Termination will take effect two months from the day after the deposit of the registered letter, notification, or acknowledgement of receipt.
To encourage the choice of low-CO2, emission mobility, you benefit from a 10% discount throughout the duration of your contract if your motorcycle is electric. This offer is valid for all new contracts and contract modifications following a change of motorcycle.
Optimal protection for your motorcycle
Discover all the benefits of this omnium insurance here.
Customised coverage
For your omnium insurance, choose from 3 formulas:
No loss of value
Your motorcycle does not lose value as long as you have not reached 3,000 km on the odometer. You can extend this period with the Moto+ Pack.
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In Belgium and abroad
The omnium insurance, small or large, protects you not only in Belgium but also in all countries mentioned on the insurance certificate.
Replacement vehicle
You will receive a replacement vehicle provided your motorcycle is being repaired by an approved repairer. In the event of theft, you are also entitled to a replacement vehicle for 30 days.
Free choice of repairer
If you choose for an approved repairer by AG, you benefit from a guarantee on repairs and parts, a third-party payment system, and a replacement vehicle during the immobilisation period.
In Multirisk (small omnium): theft of your motorcycle, fire, broken glass, damage caused by natural forces or an animal collision
In Material Damage (large omnium): choice between the "damage with a third party" or "all types of accidents" formulas
Theft of the vehicle if the mandatory anti-theft system has not been activated or is defective (large and small omnium)
Damage caused to the vehicle due to a construction defect, wear and tear, lack of maintenance, or use of the vehicle not in accordance with the manufacturer's instructions (large omnium)
You will find all additional information in the following documents:
If you have a complaint, you can address it to BNP Paribas Fortis SA, Complaint Management Service JQABD, Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.
If the proposed solution does not satisfy you, you can address your complaint by post to the Insurance Ombudsman Service, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.
The personal data communicated by the policyholder is processed by AG Insurance SA.
Make an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.
Discuss your insurance needs for your motorcycle with your advisor and receive a customised offer.
Sign your contract, register your motorcycle. You can then take to the road with complete peace of mind.
This pack includes, among other things:
This compulsory liability insurance covers damages caused to other road users when you are responsible for an accident. It also indemnifies your passenger if they are injured, whether you are at fault or not.
Protect yourself, your family, and your loved ones against the financial consequences of an accident occurring in your private life as a driver or passenger of the designated vehicle in the contract.
The Top Accidents insurance indemnifies the financial consequences of an accident with bodily injuries, occurring in your private life, including traffic accidents (motorcycle, moped, car, bicycle…).
AG Insurance (abbreviated as AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.
