The Omnium Motorcycle Insurance is a Belgian law omnium insurance product offered by AG and distributed by BNP Paribas Fortis. It is a one-year contract with tacit renewal for the same period, unless terminated at least 3 months before the main expiry date.
For contracts taken out or tacitly renewed from 1 October 2024, you have until 2 months before the main expiry date to terminate them. Furthermore, from the second year of insurance, you can terminate the contract at any time.
Termination will take effect two months from the day after the deposit of the registered letter, notification, or acknowledgement of receipt.
To encourage you to opt for mobility with lower CO2 emissions, you will receive a 10% discount on your electric motorcycle's Third-Party Liability insurance and Comprehensive Insurance for the entire term of your policy, provided the policy remains unchanged.
This offer is valid for all new contracts and contract amendments following a change of motorcycle.
Discover all the benefits of this omnium insurance here.
For your omnium insurance, choose from 3 formulas:
Your motorcycle does not lose value as long as you have not reached 3,000 km on the odometer. You can extend this period with the Moto+ Pack.
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The omnium insurance, small or large, protects you not only in Belgium but also in all countries mentioned on the insurance certificate.
You will receive a replacement vehicle provided your motorcycle is being repaired by an approved repairer. In the event of theft, you are also entitled to a replacement vehicle for 30 days.
If you choose for an approved repairer by AG, you benefit from a guarantee on repairs and parts, a third-party payment system, and a replacement vehicle during the immobilisation period.
In Multirisk (small omnium): theft of your motorcycle, fire, broken glass, damage caused by natural forces or an animal collision
In Material Damage (large omnium): choice between the "damage with a third party" or "all types of accidents" formulas
Theft of the vehicle if the mandatory anti-theft system has not been activated or is defective (large and small omnium)
Damage caused to the vehicle due to a construction defect, wear and tear, lack of maintenance, or use of the vehicle not in accordance with the manufacturer's instructions (large omnium)
Please read the information document before subscribing to the insurance. You will find all additional information in the following documents:
For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be).
If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.
The personal data communicated by the policyholder is processed by AG Insurance SA.
Make an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.
Discuss your insurance needs for your motorcycle with your advisor and receive a customised offer.
Sign your contract, register your motorcycle. You can then take to the road with complete peace of mind.
To learn more or receive an offer
Please read the information document before subscribing to the insurance.
This pack includes, among other things:
Please read the information document before subscribing to the insurance.
AG Insurance (abbreviated as AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA/NV, Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.
