Operational leasing: finance your company car

  • An all-in formula for entrepreneurs who want to drive worry-free without owning their company car
  • Fixed monthly fee including vehicle lease, insurance, maintenance and roadside assistance
  • For self-employed professionals, SMEs and start-ups

Explore our range of company cars

  • Nissan promotion

    Nissan Summer Deals at Arval

    Looking to lease an electric car as a self-employed professional? Now is the time, thanks to Arval’s Summer Deals!

    Take advantage of attractive terms on selected Nissan cars and a Nissan light commercial vehicle until 13 September.

    See the Summer Deals 

  • New car?

    Discover a wide range of new lease vehicles at competitive prices: electric, hybrid or combustion engine.

    • Make your choice from the catalogue or configure your own vehicle.
    • Choose from passenger cars and vans up to 3.5 tonnes.
    • Your mobility partner Arval will handle all the administrative formalities, from order to delivery.

    See the Arval offer*
  • Or do you prefer used?

    Reliable used lease vehicles under 5 years old, selected for you:

    • Maintained exclusively in authorised Arval network garages
    • Technically inspected, with Car-Pass
    • Quick delivery
    • 1 month operational leasing discount for start-ups. Offer subject to conditions

    See the Arval offer*

Who is operational leasing suitable for?

  • Self-employed professionals and liberal professions
  • SMEs with 1 to 50 vehicles
  • Start-ups (active 0–36 months)
  • Businesses looking to keep cash flow stable
  • Companies without in-house fleet expertise

How does operational leasing work?

These are the key benefits of operational leasing, the complete solution for your mobility needs.

     

  • All-in service package

    An all-in service package for a fixed monthly fee:

    • 100% financing of the vehicle
    • Maintenance and repairs
    • Summer and winter tyres
    • Comprehensive insurance
    • European roadside assistance with replacement vehicle after 24 hours immobilisation
    • Fuel card (optional)

  • New vehicle tailored to you

    You choose:

    • The car, with optional equipment or specific lettering
    • The contract duration (24 to 60 months)
    • The maximum annual mileage defined in the contract
    • Whether or not to pay a higher initial lease fee

  • Tax-efficient

    An off-balance sheet solution for your mobility: your monthly leasing fee is recorded directly as an expense. You do not need to pre-finance VAT. Taxes are included in your monthly invoice.

  • Online tracking

    With our online tools, you stay informed at all times. For example, you are notified when it is time to change your tyres (summer and winter tyres).

NEWLY SELF-EMPLOYED

Does operational leasing suit start-ups?

For the newly self-employed, operational leasing offers immediate access to a company car, with predictable monthly costs.

€15 monthly discount on leasing for start-ups*

With the Starters Kit, you receive a €15 monthly discount (incl. VAT) on your operational leasing. Available via one of our advisors. Valid for new or used vehicles and for the duration of the contract*. Offer subject to conditions.

Discover the Starters Kit

VIDEO
Operational leasing with our partner Arval
Discover an all-in formula to finance your company car for a fixed monthly fee, and see why Arval is a smart choice for start-ups.
OPERATIONAL LEASING IN 3 STEPS

How to order your lease car

  1. Configure your new car

    Configure your vehicle or choose a used car

  2. Receive a tailored quote

    You receive a personalised proposal from our mobility partner Arval

  3. Place your order

    Subject to acceptance of your application.

Company car via leasing: is it right for you?

FAQs

Your frequently asked questions about operational leasing

Other leasing and financing solutions

Not sure which type of financing is right for your company car? Compare our financing options and choose the solution that best meets your needs.

  • Financial Leasing

    Spread the cost of your company vehicle(s) with financial leasing, including a purchase option.

    Discover financial leasing

  • Instalment Loan

    Finance your company vehicle fully or partially with an instalment loan, without affecting your working capital.

    Explore instalment loans

  • Investment Credit

    Finance your company vehicle(s) and other major investments with an investment credit.

    View investment credits

Legal information

Parties involved and nature of the contract 

Operational Leasing is a long-term operational leasing of vehicles, with no purchase option, to professionals. It is proposed by the lessor, Arval Belgium SA located in Ikaroslaan 99, 1930, Zaventem, RPM Brussels TVA BE 0436 781 102, www.arval.be, retail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Bruxelles, RPM Brussels TVA BE 0403 199 702. 

Duration and terms of the offer 

Offer only valid in Belgium from 01/07/2026 to 13/09/2026 (inclusive), or while stocks last. A price proposal must be requested during the promotion period, and the lease contract must be signed within 5 days of your application’s approval by Arval Belgium. This offer cannot be combined with other promotions. 

Target audience and eligible models 

These Summer Deals are an operational lease offer reserved for professional customers (self-employed individuals, liberal professions and SMEs) of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNPPF), residing in Belgium. The offer applies to the following vehicle models:  

  • Nissan Micra 
  • Nissan Leaf 
  • Nissan Townstar 

The mentioned monthly lease prices are merely indicative and subject to changes in taxation, the interest rate, and the vehicle’s catalogue price. They also depend on the selected  options, configuration, and equipment.  

Pricing indicators and contract features 

The mentioned monthly lease prices (excl. VAT) were calculated based on the parameters valid on 16/06/26, for a term of 60 months and 10,000 km per year, including the services listed below. The details for each model (with the specified options, packs and services) are as follows: 

  • Nissan Micra 40 kWh Engage: average consumption: 14.2 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €28,962.39. 
  • Nissan Leaf 52 kWh Engage: average consumption: 13.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37.220,79. 
  • Nissan Townstar Van L1H1 EV N-Connecta: average consumption: 17.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €42.160,74. 

Services included in the monthly rent 

For your information: the monthly lease payment for a Summer Deal vehicle is calculated according to the agreed contractual term (between 25 and 72 months or 84 months for light commercial vehicles) and the agreed annual mileage and includes: maintenance, repairs, unlimited summer and winter tyres for normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, a replacement if the vehicle is immobilised formore than 24 hours, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) subject to an excess fee (lump sum) payable by the lessee, and insurance**. 

Exclusions and special conditions 

Not included in the monthly lease payment: energy and/or fuel costs and traffic fines. The CO2 levels are indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the lease agreement, a mileage statement will be issued at the last contractually agreed price. In the event of early termination of the lease agreement, a lump sum calculated based on the last daily price (as contractually agreed) will be charged. 

Insurance and legal obligations 

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly lease price when taken out by Arval Belgium NV, in the name and on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 0436.781.102. These insurances can also be taken out with an insurer of your choice. Third-party liability insurance is required by law. 

Prepayment terms 

If the displayed monthly lease payment indicates a prepayment amount, this means that the payment of this amount will reduce the monthly lease payment for the duration of the agreement. Prepayment is not a guarantee or a deposit. In the event of early termination of the lease agreement, this prepayment will not be refunded, except in certain cases specified in the prepayment conditions. 

Delivery timelines 

The estimated delivery time of the vehicle depends on its availability with the manufacturer and/or importer and/or the equipment and/or configuration chosen.  

The photos are shown for illustration purposes only and may differ from the vehicles offered for lease. Thought and checked by BNP Paribas Fortis, powered by AI.

Share your Easy Banking Web screen
If you are currently in phone or chat contact with an Easy Banking advisor, you can start sharing your Easy Banking Web screen.
Share the session number
In order to activate the sharing of your Easy Banking Web screen, please communicate the session number below to the Easy Banking advisor with whom you are in contact.

Session number: