LOANS

Operational leasing: new or used vehicle

IN PRACTICE

Peace of mind guaranteed

Operational leasing is the all-in-one solution for your mobility. You pay a fixed monthly amount for a wide range of services (rental, insurance, maintenance, breakdown assistance) without any additional administrative costs. Practical and advantageous.

YOUR BENEFITS

Drive worry-free

Whether you choose a new or used car, electric or non-electric, with this all-inclusive formula, you’ll enjoy the benefits of driving worry-free. No need to think about your car's value or potential maintenance costs.

MORE INFORMATION

Configure your car

Need a new leasing car, electric or hybrid, at an attractive price? Configure your car now and request an offer.

  • Top Deals on electric Mercedes-Benz

    Thinking about switching to electric driving with operational leasing? Now is the time, thanks to Arval’s Top Deals on Mercedes-Benz for professionals.

    Saloons, SUVs, and more. Enjoy exclusive offers on 4 all-electric Mercedes-Benz models until 15 December… and receive an additional discount on in-stock vehicles until 30 November!  

    Explore our offers

  • New car?

    Discover a wide range of new electric and hybrid cars available for leasing at attractive prices.

    • Choose from our catalogue or configure your own vehicle.
    • Opt for a private vehicle or van up to 3.5 tonnes.
    • Our partner Arval will take care of the administrative formalities, from ordering to delivery.

    Visit our partner Arval's online shop

How does operational leasing work?

Operational leasing offers more advantages than you think. Discover its primary benefits.

All-inclusive

A complete range of services for a fixed monthly amount:

  • 100% vehicle financing
  • Maintenance and repairs
  • Summer and winter tyres
  • Extended insurance
  • Roadside assistance in Europe, with replacement vehicle following 24 hours of immobilisation
  • Fuel card (optional)

New car tailored to your needs

Choose: 

  • The car, with optional equipment or specific lettering
  • The contract duration (24 to 60 months)
  • Whether you want a higher first instalment
  • Whether you want to take over the car at the end of the contract, at a pre-defined purchase price (Full Service Renting)

Fiscally advantageous

An off-balance sheet solution for your mobility: the leasing amount is directly accounted for as an expense. And there is no need to pre-finance VAT. Like other taxes, it's included in your monthly invoice.

Online tools

Thanks to our online tools, you’ll stay fully informed. For example, you will be notified when it's time to change your tyres (summer and winter).

Are you starting your own business?

€15 Monthly Discount on Starters’ Leasing*

With the Starters Kit, new entrepreneurs benefit from a €15/month discount (inc. VAT) on operational leasing requested through one of our advisors. Valid for a new or used vehicle and for the entire duration of the contract*.

Discover the Starters Kit

Arval's operational leasing
Discover an all-inclusive formula, without worries and without risk of unexpected expenses. And see why Arval is a wise choice for start-ups.

Personalised operational leasing

Operational leasing

Order your car in just a few clicks

1

Configure your new car

Configure your car or choose a used car.

2

Receive a personalised offer

Receive a tailored proposal from Arval, our operational leasing partner.

3

Place your order

Subject to acceptance of your application.

A company car through operational leasing: a solution for you?

Other leasing and financing solutions

Still unsure about how to finance your vehicle? Compare our financing options here here.

  • Instalment Loan

    Finance all or part of your company car purchase with an instalment credit, without touching your working capital.

    Discover the instalment loan

  • Financial Leasing

    Spread the purchase of one or several company cars over time with a financial leasing agreement that includes a purchase option.

    Discover financial leasing

  • Investment Credit

    Finance one or several company cars, as well as other major investments, with an investment credit.

    Discover investment credit

Legal information

Operational Leasing is a long-term operational leasing of vehicles, with no purchase option, to professionals, proposed by the lessor, Arval Belgium SA located in Ikaroslaan 99, 1930, Zaventem, RPM Brussels TVA BE 0436 781 102, www.arval.beretail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB  with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Bruxelles, RPM Brussels TVA BE 0403 199 702.

Action only valid in Belgium from 08/09/2025 to 15/12/2025 (inclusive) for new vehicles to be produced and up to 30/11/2025 (inclusive) for stock vehicles², or while stocks last. A price proposal must be requested during the promotion period, and the lease contract must be signed within 5 days of Arval Belgium.’s approval of your application. This action cannot be combined with other actions.

These Top Deals are a promotion of an operational lease reserved for professional customers (self-employed, liberal professions and SMEs) of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNP Paribas Fortis), residing in Belgium, relating to the Mercedes-Benz vehicle models:

  • CLA 250+ Business Edition – yet to be produced cars and stock vehicles
  • EQA 250+ Business Star Edition - stock vehicles only
  • EQB 250+ Business Star Edition – yet to be produced and stock vehicles
  • EQE Saloon 300 Business Star Edition – yet to be produced cars and stock vehicles
  • EQE SUV 350+ Star Edition – yet to be produced cars only

² Stock vehicles are vehicles that have already been produced.

The mentioned monthly lease prices are indicative and subject to changes in taxation, interest rates and the vehicle’s catalogue price. They also  depend on the vehicle’s changed options, configuration and equipment.

The monthly lease prices (excl. VAT) were calculated based on the parameters in effect as of 01/08/25, assuming a 60-month term, an annual mileage of 10,000 km, and the inclusion of the services listed below. These calculations apply to the specified models below, each equipped with the mentioned options, packs, and services:

  • CLA 250+ Business Edition: average consumption: 12.5 kWh/100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €54,896.00.
  • EQA 250+ Business Star Edition: average consumption: 14.9 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €54,599.90.
  • EQB 250+ Business Star Edition: average consumption: 15.6 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €56,342.45.
  • EQE 300 Saloon Business Star Edition: average consumption: 16.3 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €70,080.00.
  • EQE SUV 350+ Star Edition: average consumption: 18.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €85,264.00.

For your information: the monthly cost of a lease agreement for a Top Deal vehicle is calculated according to the agreed contractual term (between 25 and 60 months) and annual mileage and includes: maintenance, repairs, unlimited summer tyres in case of normal use/wear and tear (winter tyres: optional), registration tax (TMC), road tax, depreciation and interest, European assistance service, a replacement vehicle in case of immobilisation of more than 24 hours, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with own risk (lump sum) to be paid by the renter and insurance**.

Not included in the monthly lease: energy and/or fuel costs and traffic fines. The CO2 levels are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the lease agreement, a mileage statement will be taken at the last contractually agreed price. In the event of early termination of the lease  agreement, a lump sum calculated based on the previous daily price (as contractually agreed) will be charged.

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly lease price when taken out by Arval Belgium NV, in the name and on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 047238. These insurance policies can also be taken out with the insurer of your choice. Third-party liability insurance is required by law.

If the displayed monthly lease indicates a prepayment amount, it means that the payment of this amount will reduce the amount of the monthly lease for the duration of the lease agreement. Prepayment is not a ‘guarantee’ or a ‘deposit’. In the event of early termination of the rental agreement, this prepayment will not be refunded, except in some instances specified in the prepayment conditions.

The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or importer as well as the equipment and/or configuration chosen. The delivery time for stock vehicles is approximately 3 weeks after the contract is concluded, subject to stock availability.

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