Business instalment loans: for vehicles and other purposes

  • Vehicles, machinery, IT, stock, unexpected invoices: a financing solution for your investments and expenses, subject to acceptance of your application
  • Ideal for moving your business forward without dipping into your working capital
  • From €2,500, up to 10 years, with a fixed interest rate
Quick and easy: run a simulation and apply for your loan online!

Finance your projects and expenses

With our instalment loan, you can finance your business investments and expenses at your own pace, without putting your liquidity under pressure. The ideal solution to move your business forward, for example, to:

  • Buy a business vehicle
  • Expand your IT infrastructure or purchasea new machine
  • Invest in new stock or cover an unexpected expense, such as a high energy bill

How does a business instalment loan work?

This is why our instalment loan suits your business financing needs.

  • Even for small amounts

    The instalment loan is available from €2,500. Ideal for small investments and unexpected expenses.

  • Pay at your own pace

    From 6 months to 10 years depending on your project: you choose the loan term that suits you.

  • Flexible with no surprises

    Fixed monthly payments or decreasing repayments with fixed capital? Both options are possible! And you benefit from a fixed interest rate over the entire term.

  • Covers many needs

    For your business vehicles, machinery and other investments, supplier payments or even lift repairs: your loan can cover multiple expenses.

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Instalment loan: who qualifies?

For self-employed individuals, liberal professions and SMEs who:

  • Want to own their investment
  • Need financing from €2,500
  • Want a fixed-rate loan solution – no hidden risks
  • Want to vary the term of their loan from 6 months to a maximum of 10 years

FAQ

Frequently asked questions about business instalment loans

An instalment loan is a financing arrangement where you borrow a fixed amount for a set term. You make monthly payments that cover both capital repayment and interest. The monthly amount can be fixed over the entire term or variable if you opt for a package where the capital you repay is fixed. If the loan is used to purchase a vehicle or other tangible asset, you immediately become the owner of it.

With an instalment loan, you become the immediate owner of the vehicle or equipment. With financial leasing, the leasing company is the owner of the vehicle or property during the term of the contract, but you can become the owner at the end of the contract if you exercise the purchase option set out in the contract.

BNP Paribas Fortis business instalment loans allow you to obtain financing from €2,500, subject to acceptance of your application. The maximum loan amount depends on your creditworthiness and the purpose of the investment. Contact us for a personalised offer.

You choose the term of your business loan, with a minimum of 6 months and a maximum of 10 years. The possible term of the loan may also depend on the asset or expense financed.  A longer term means lower monthly payments, but the overall cost of interest will be higher.

You benefit from a fixed interest rate for the entire term of your business loan. This means your monthly repayments are predictable and do not change. For an indicative rate, run a simulation via Easy Banking Web or Easy Banking Business. 

Looking for advice and solutions for your mobility?

Discover even more useful information to advance your business mobility.

All about your mobility

Already a customer? Log in, use our loan simulator and apply

Vehicle financing: your options

Unsure about financing options for a company car? Compare instalment loans with financial and operational leasing.

  • Operational leasing

    A fixed-monthly all-in solution. No administrative or hidden costs. For new and used vehicles.

    Explore operational leasing

  • Financial leasing

    Spread the cost of purchasing one or more company cars through financial leasing with an option to purchase. Terms and final amount defined in the contract.

    Discover financial leasing

  • Investment loan

    Finance major investments with a fixed amount and repayment schedule over an agreed term.

    Learn about this loan

  • Are you properly insured?

    Discover which policies you really need with our handy insurance check-up tool.

    Perform a check-up

Legal Information

Subject to approval of your application by BNP Paribas Fortis SA/NV, lender, Montagne du Parc/Warandeberg 3, 1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702, intermediary authorised under FSMA no. 25.879A.

BNP Paribas Fortis SA/NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702, registered under FSMA no. 25.879A, rue du Congrès/Congresstraat 12-14, 1000 Brussels, and acting as a tied insurance agent for AG Insurance SA/NV.

This information is provided to you solely for this purpose, and is neither an offer of credit nor a promise of a loan. It is provided to you as a basis for further discussion. The bank reserves the right to modify the information on its website without prior notice and is under no obligation to inform (potential) clients of such changes.

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