Our banking services for medics starting their career

A checklist to help you prepare

Are you starting an individual or joint practice? Proper planning will save you time.

Our expert advisors specialising in the medical sector will guide you through all the stages, from preparing to launching your practice. To help you, we’ve put together a checklist for doctors, veterinarians or dentists starting their career:

• Are you opting for an individual or joint practice? Determining its legal form is crucial.
• A well-thought-out plan for how to approach your market is a must. Our advisors are your go-to when launching your practice.
• How do you finance your business? You can count on us to provide a proposal that takes into account both your professional and private circumstances.
• How do you protect your practice against risks? As a doctor, veterinarian or dentist starting your career, we offer you the insurance you need.
• How will your practice take and manage payments? Discover our practical solutions.

How should you plan your pension so that you can enjoy your retirement to the full? It's never too early to start saving for your pension.

For your day-to-day banking

Manage your money is very easy with our comprehensive solutions.
You have a choice of packs with different accounts and payment methods for your professional and private needs, and they’re easy to combine.

They offer numerous advantages. If you choose a professional pack, you won’t pay any fees for the first year.

Your private pack is also fee-free for the first three years.

For your pension

As an accredited healthcare provider, you will receive financial support from INAMI/RIZIV (Belgium’s Federal Institute for Health Insurance) every year.

You can use that money to build a tax-efficient supplementary pension through a Pension Invest Plan INAMI/RIZIV.

You can also use your INAMI money to buy an income protection insurance policy.

Unrestricted supplementary pensions for self-employed people are another type of tax-efficient pension savings solution, and we offer others too.

Your home and family

Are you eager to buy a home? Are you looking for a house for your family? A loan to make your plans a reality? Or do you want to insure your new home and its contents? We can offer preferential terms: talk to our advisors to find out more.

Our advisors can offer you a flexible mortgage* with:

• reduced monthly payments for the first three years
• the possibility of borrowing more than the value of your home

discounted fees

Your car

You spend a lot of time in your car, so a reliable and well-insured vehicle is not a luxury.

Talk to our advisors to find out about the advantages of our car insurance policies for medical professionals.

With our leasing formula**, you can drive a company car for a fixed monthly fee, including all maintenance and usage costs.

Our advisors will give you all the necessary details.

Legal information

The Pension Invest Plan INAMI/RIZIV and Pension Invest Plan PLCI are insurance products from AG, distributed by BNP Paribas Fortis.

AG SA, bd É. Jacqmain 53, 1000 Brussels – RPM Brussels – VAT BE 0404.494.849 – www.aginsurance.be – info@aginsurance.be Belgian insurance company approved under code 0079, under the control of the National Bank of Belgium, bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – is subject to prudential supervision by the European Central Bank and the National Bank of Belgium as a Belgian credit institution. BNP Paribas Fortis SA is registered under the aforementioned enterprise number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commission, for AG SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG SA.