Providis comprehensive legal expenses cover is a Belgian-law legal expenses insurance from AG, managed by specialist entity Providis and distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.
This insurance policy covers areas of law that aren’t included in the legal expenses cover that already forms part of other policies such as fire, family and car insurance, if the option is chosen. This way, you’re sure to have even better protection without having to take out multiple policies!
Until 31 December 2026, you can receive a discount when you take out a new Providis Comprehensive Legal Expenses contract.
Get a 10% discount¹ for the entire term of your contract- provided the contract remains unchanged². You will receive the discount if you also hold the following policies at BNP Paribas Fortis:
You will receive a 10% discount¹ on the first annual premium if you do not meet the conditions for the 'Total Customer Insurance'² discount.
¹ To take advantage of this discount, call the Easy Banking Centre on +32 2 433 41 30 or make an appointment.
² This offer is valid for all new contracts.
Providis comprehensive legal expenses cover has many benefits. Here are a few.
Thanks to your Providis specialists, you are
Choose from three different plans: Start, Classic and Excellence, to find the legal assistance that best suits your needs and situation.
You can find all the details in the general terms and conditions.
defence in criminal proceedings when the policyholder is prosecuted
civil proceedings if the policy is a victim of damage caused by a third party
contractual disputes
insolvency of third parties
fees and expenses incurred by the policyholder before requesting the insurer's assistance (except in case of a justified emergency)
fines and surcharges levied by and settlements with the public prosecutor's office
intentionally caused damage
Please read the information document before subscribing to the insurance. The following documents provide additional information on Providis comprehensive legal expenses cover.
For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be)
If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.
Read the information below before
ALSO OF INTEREST
Please read the information document before subscribing to the insurance.
AG Insurance SA/NV – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA/NV - Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.
