The benefits of a bridging loan
A smooth transition
This loan helps you move from one home to another without having to wait. It bridges the gap between selling your current home and buying, building or renovating your (new) property in Belgium.
24-month renewable term
You borrow for a fixed term of two years. The loan gives you time to sell the property that will be used to repay the loan. If necessary, you can request a renewal.
No early repayment fee
You can repay the loan early, in full or in part, at any time, without having to pay an early repayment fee. No additional interest will be charged.
Fixed monthly payments
You pay interest each month and repay the capital at maturity. The rate remains unchanged throughout the term of the loan.
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Financing your property project? Our mortgage loan is unique on the Belgian market. Shorten or extend its duration, revise your interest rate, or temporarily reduce your repayments: you can adapt it with complete flexibility.
Want to transform your home according to your desires? With us, you can finance your works at an attractive rate, up to three months after their completion, and borrow up to 30% more than the value of your project, tailored to your needs.
Insulation, solar panels, green roof or water-saving system. Do you want to reduce your home's energy consumption and gain comfort? Finance your projects at an attractive rate.
Type of loan: mortgage loan for (im)movable property purposes. The provisions on mortgage credit in Chapter 2, Title 4, Book VII of the Code of Economic Law apply. Subject to approval of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Energy loan – Type of loan: instalment loan. The provisions on consumer credit in Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Covers all home energy-saving measures, including the purchase and/or installation of window frames and double glazing, heating systems and boilers, insulation materials, solar panels, energy audits, and any other materials or work designed to improve your home’s energy efficiency. Subject to approval of your application by AlphaCredit SA, lender, Montagne du Parc 8 box 3, B-1000 Brussels – RPM Brussels – VAT BE0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Renovation loan – Type of loan: instalment loan. The provisions on consumer credit in Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to approval of your application by AlphaCredit SA, lender, Montagne du Parc 8 box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
