Free Omnium+ 36 Pack
Contact one of our experts to take advantage of this offer.
The Top Omnium insurance is a Belgian comprehensive insurance from AG, distributed by BNP Paribas Fortis. This is a one-year contract that renews tacitly for the same period, unless you terminate it at least three months before the main deadline.
For contracts taken out or tacitly renewed from 1 October 2024, you can terminate them up to two months before the main deadline. From the second year of insurance onwards, you can cancel the contract at any time.
Termination will take effect two months from the day after the deposit of a registered letter, notification, or acknowledgement of receipt.
This comprehensive insurance, designed for used cars aged 3 to 7 years:
Please read the information document to learn about all the risks covered and not covered.
This comprehensive + material damage insurance, designed for new cars or recent used cars:
Covers all vehicle damage, regardless of cause.
Does not cover:
Please read the information document to learn about all the risks covered and not covered.
This pack:
Does not cover:
* These benefits are subject to limits, intervention caps, deductibles, and exclusions. Review the general terms and conditions for full details on covered and excluded risks.
If you take out new car and new comprehensive insurance, renew these policies, or change your vehicle (passenger cars, 4x4s, or minibuses—excluding motorhomes) under these contracts between 1 October and 15 November 2026 inclusive, you’ll receive the free Omnium+ 36 Pack for the entire duration of the contracts—provided they remain unmodified.
This promotion is only available by appointment at a BNP Paribas Fortis branch, a Bpost office, or through the Easy Banking Centre at +32 2 762 20 00.
Please read the information document to learn about all the risks covered and not covered.
On or before 31 December 2026, you can benefit from several cumulative discounts, except for « Fully Insured Customer » with « Welcome Gift ».
Benefit from a 10% discount¹ on Third-Party Liability, Top Omnium (Top Occasium) or OmniNature (&Glass)-cover for the entire term of your contract – for as long as the contract remains unchanged². You will receive the discount if you have:
You will receive a 10% discount on the first annual premium of your contract if you do not meet the conditions for the 'Total Customer Insurance²+³' discount.
To encourage you to opt for mobility with lower CO2 emissions, you will receive a 10% discount for your electric car on Third-Party Liability insurance and on the chosen comprehensive insurance package, for the entire term of your contract - provided the contract remains unchanged².
Driving assistance systems reduce the risk of an accident. You will therefore receive a 10% discount on Third-Party Liability cover and the “Property Damage” part of the comprehensive cover if you equip your vehicle with at least 2 of the following 5 driving assistance systems: lane guard system, adaptive cruise control, blind spot warning, automatic parking or rear collision warning⁴.
The less you drive, the lower the risk of an accident. If you drive less than 25,000 km per year, you will receive a discount of up to 15% for electric and petrol cars and up to 10% for diesel cars, depending on the number of kilometres driven ².
If you take out new car and comprehensive insurance, renew these policies, or change your vehicle (passenger cars, 4x4s, or minibuses—excluding motorhomes) under these contracts between 1 October and 15 November 2026 inclusive, you’ll receive the Omnium+ 36 Pack for the entire contract duration—provided the policies remain unmodified.
This offer is valid for main drivers aged 26 or older, with a bonus-malus between -2 and 8, and no more than 1 at-fault accident in the past 5 years.
This promotion can be combined with the Client Complet Insurance benefits, Welcome Gift, and AG EcoBonus.
This offer is only available by appointment at a BNP Paribas Fortis branch, a Bpost office, or through the Easy Banking Centre at +32 2 762 20 00.
¹ This discount is not applied when you make an online quote via 'Simulate your insurance'. Call the Easy Banking Centre on +32 2 433 41 30 or make an appointment to have the discount applied.
² This offer is valid for all new contracts and contract changes following a change of vehicle.
³ Offer subject to conditions: a no-claims bonus of between -2 and 8, no more than one at-fault accident in the last 5 years, and the driver must be at least 26 years old. In order to benefit from the 'Total Customer Insurance’ discount, at least one additional comprehensive cover must be included.
⁴ This offer is valid when taking out (new policy or change of vehicle) a ‘Tourism and Business’ car insurance policy (luxury and mixed, mixed sse, minibus, motorhome or 4x4) or goods transport policy covering up to 3.5 tonnes for a new vehicle with a first registration date on or after 1 January 2014.
Discover the many advantages that car insurance can offer.
You can decide on the insured value of your vehicle, either based on the catalogue value or the invoice value of your vehicle.
We offer two franchise formulas. You determine the amount of your premium and take out insurance that meets your expectations and needs.
Comprehensive car insurance or mini-comprehensive insurance covers you in Belgium. It also protects you in all countries listed on your vehicle's green card. You can therefore drive abroad with full peace of mind.
Your car does not lose value until it has done more than 10,000 km.
During the incapacity period at an approved repairer, and in case of theft, you are entitled to a replacement vehicle for 30 days thanks to your comprehensive car insurance or mini-comprehensive insurance.
By opting for an approved repairer, you benefit from a guarantee on repairs and spare parts, a third-party payment system, and a replacement vehicle during the immobilisation period.
all material damage, including during transport of the vehicle and its loading and unloading (comprehensive)
material damage resulting from vandalism or intentional acts other than those committed by the insured or a beneficiary (comprehensive)
damage resulting from fire, theft, glass breakage, natural disasters, collision with an animal, or damage to electrical wiring caused by rodents (comprehensive and mini comprehensive)
theft of the vehicle if the security system, as required by the contract, was not activated or did not function properly (comprehensive and mini-comprehensive)
theft or attempted theft committed by the insured or with their complicity (comprehensive and mini-comprehensive)
damage caused by animals or objects transported (comprehensive)
glass breakage in case of total loss of the insured vehicle (comprehensive and mini-comprehensive)
material damage caused by a driver under the influence of alcohol (as defined by the Highway Code) or in a similar state due to the consumption of substances other than alcohol (comprehensive)
damage caused to your vehicle due to wear and tear, construction or material defects, or lack of maintenance (comprehensive)
Please read the information document before taking out the insurance. The following documents provide additional details about Mini Omnium, Top Omnium, and the Omnium+ 36 Pack:
If you have a complaint, you can address it to BNP Paribas Fortis SA, Complaint Management Service JQABD, Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.
If the proposed solution does not satisfy you, you can address your complaint by post to the Insurance Ombudsman Service, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be -
www.ombudsman-insurance.be.
Identify yourself using your card reader or itsme.
Calculate, with no obligation, the price of your car insurance.
Confirm your request immediately with the help of one of our experts via the Easy Banking Centre at +32 2 762 20 00, or later by booking an appointment at a BNP Paribas Fortis branch or a Bpost office.
INSURANCE
Third-party liability car insurance is a mandatory insurance that covers any material and/or physical damage you may cause to others.
With this legal protection insurance, professionals will help you defend your interests in case of a legal dispute involving your car.
Top Assistance Insurance offers you comprehensive coverage in case of an accident, illness, or incident in Belgium or abroad.
AG Insurance (abbreviated as AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.
