LOANS
For a business, managing liquidity remains one of the keys to success. How do you manage late payments from your customers? How do you pay your own bills on time? How do you protect yourself against the risks associated with a lack of liquidity? In an increasingly digital world, our cash flow management solutions can be a real asset for your business.
“Your cash flow fluctuates constantly, and that’s perfectly normal – it’s part of running a business. Money comes in and goes out with customer payments and supplier invoices. However, there are solutions to manage these flows and to calmly handle a temporary cash shortfall. Overdraft facilities, instalment loans, factoring… I’m here to help you make sense of it all and take control of your cash flow management
Charlotte Ballegeer is an expert advisor to SMEs at La banque des Entrepreneurs. She offers her expertise to SMEs in the Louvain region. Her advice can make a difference.
Each loan* has a specific use. Discover the advantages and specificities of each of our different formulas.
A short-term loan on a current account
A short or medium-term loan
A short-term loan with instalments
A tailor-made factoring or Easy2Cash solution for businesses with a turnover of less than €2.5 million
Minimum €2,500
A short or medium-term loan
Financing based on outstanding invoices
Determined or undetermined
Until the invoices are paid
Flexible, within the limits of the authorised ceiling without formalities
By a single non-renewable instalment
Flexible by using instalments
Flexible, within the limits of the authorised ceiling
Flexible using incoming amounts on your current account
Periodic, or capital amortisation on a fixed date, monthly, quarterly, semi-annually, annually**
On the due date of the instalment
Repayment by debtor payments
Based on a variable reference rate
Fixed interest rate
Based on a variable reference rate
Death insurance option
Subject to conditions, the withdrawal of instalments, in line with Easy Banking Business
Depending on the solution,
Paying suppliers? Compensating for a customer payment delay? Make a simulation to find the loan that best suits your cash flow needs.
Are you a starter or an established entrepreneur and do you need financing and/or support?
Direct debit collection offers you a double advantage: you know the exact moment the money arrives in your account, and since we handle the invoice collection for you, you have less administrative paperwork to deal with.
Do you want to receive customer payments faster on your account? Filtering accelerates, free of charge, automatically and discreetly, transaction flows between different banks. And this goes unnoticed by your customer.
Protect your business from potential bad payers. With factoring, or invoice financing, you entrust the monitoring of your invoices to our experts who take care of the rest. You can therefore focus on your business.
