LOANS

microStart: loans and guidance for current and aspiring entrepreneurs

IN PRACTICE

Launch or develop your business

Dreaming of starting your own business, or has your company been trading for less than a year?

microStart offers microloans to entrepreneurs who cannot access financing from traditional banks.

The organisation works in close partnership with BNP Paribas Fortis to deliver this support.

YOUR ADVANTAGES

You receive tailored support

You can rely on microStart’s experienced coaches to help you launch, manage and grow your business. They also assist with drafting a business or financial plan. In short, you receive tailored support adapted to your specific needs.

MORE INFORMATION

Make an appointment

Are you a start-up or an established entrepreneur in need of financing and/or support? Don’t hesitate to book an appointment today, and we’ll connect you with a microStart advisor.

microStart in a nutshell

Created in 2011, microStart is an initiative of Adie, a European microfinance pioneer, BNP Paribas Fortis and the European Investment Fund.

microStart is Belgium’s largest microfinance institution, offering microloans of up to €25,000.

The advantages and disadvantages of microStart

Looking for funding to launch or expand your business? Discover the benefits of a microStart loan. Subject to approval.

   

  • Simple and rapid credit application

    Subject to approval, you will receive your credit in under 15 days.

  • Flexible

    microStart offers a credit solution tailored to all your needs (cash flow, equipment, rent, transport, etc.) and legal structures (sole proprietorships, companies, primary or secondary occupations, self-employed students, etc.).

  • Free support

    You can receive the help of specialists and have all the necessary tools to succeed in your entrepreneurial project. And it's free!

  • Have you been granted a loan?

    You can repay your loan at any time, without fees or penalties. You can also defer your first payment by up to 3 months.

  • What's the cost?

    A loan (subject to approval) includes file fees and a higher interest rate than the current market rate.

VIDEO
E-talks: microStart in images
How exactly does microStart work? Who are its customers? And what is its connection to BNP Paribas Fortis? Find out in this video.

Facts and figures

microStart's impact since its creation in 2011 is undeniable, as shown by the numbers from KPMG in 2021:

  • 4,900 people financed
  • 9,100 people coached and trained
  • 6,780 microloans granted
  • €56 million injected into the national economy
  • 9,100 jobs created

Each euro invested in microStart generates €2.53 for the community. Moreover, each micro-entrepreneur creates 1.6 jobs.

Source: https://microstart.be/storage/publications/impact-microstart-fr-1.pdf 

Need a tailored solution?

Find the credit that suits your cash flow needs

Paying suppliers? Compensating for a client payment delay? Do a simulation to find the credit that best suits your cash flow needs.

Do a simulation

You may also be interested in

  • Cash credit

    Strike the perfect  balance between your income and expenses and choose a cash credit that suits your needs.

    Discover cash credit

  • Instalment loan

    Move forward with your projects while preserving your liquidity and keeping your budget balanced thanks to an instalment loan.

    Discover the Instalment loan

Legal information

MicroStart SC & MicroStart Support ASBL, Rue de Fiennes 77, 1070 Brussels. MicroStart SC: BE 0829.081.071 and MicroStart Support ASBL: BE 0835.911.059 – RPM Brussels. Subject to approval of your application.

BNP Paribas Fortis SA holds a stake of over 10% in MicroStart SC.

*Make an appointment today so we can put you in touch with a microStart collaborator.

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