Goods and equipment insurance is a Belgian-law supplementary property/casualty insurance policy from AG Insurance SA, distributed by BNP Paribas Fortis SA. It is taken out jointly with a motor vehicle liability insurance policy. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it.
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Goods and equipment pack |
Goods and equipment policy |
If you’d like to take out a goods and equipment pack, you’ll first need to take out a mandatory motor vehicle liability insurance policy. |
If you’d like to take out a goods and equipment pack, you’ll first need to take out a mandatory motor vehicle liability insurance policy. |
Your customised goods and equipment insurance
Choose for the protection that suits your region and business.
Goods cover
Protect your raw materials, items in production, inventories and finished goods against loss of value and damage, including cover for preservation and removal costs.
Equipment cover
Protect your equipment – machinery, tools and work instruments – along with any business contents you transport and everything you own against damage and loss of value.
Theft cover
Choose additional protection with the theft option. This covers your goods and equipment 24/7 in the event of theft, except during loading and unloading.
Geographical zone: you choose
You’re insured in the Benelux region and up to 150 km beyond the Belgian border. You can then extend your coverage to other European countries depending on your business sector.
damage to equipment and goods, including packaging and labels
damage and loss of value during the entire journey, including loading and unloading
theft or attempted theft involving a proven break-in with optional theft cover
damage caused by the transport of goods
damage caused by pests, rodents or mites
theft of goods and equipment visible from the outside of the vehicle or trailer with the optional theft cover
Read the following documents before signing your goods and equipment insurance policy.
Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, Tel: 02 547 58 71– Fax: 02 547 59 75 – info@ombudsman-insurance.be - www.ombudsman-insurance.be.
Do you want to make a claim or do you need roadside assistance or urgent assistance after an accident?
Check if your goods and equipment are covered.
Request more information about goods and equipment insurance from your advisor.
Get a quote tailored to your business.
Third-party insurance for your company car, van and truck covers damage caused to third parties in the event of an accident. Your passengers or colleagues are also protected.
More information
If you’re involved in an accident in which you’re at fault or that was caused by an unknown party, with our semi- or fully-comprehensive insurance you’re covered for material damage.
This is an add-on to your comprehensive policy, covering damage to headlights and mirrors and damage caused by the transportation of goods.
If a repair proves defective or if a third party causes harm but doesn’t cover the cost, Providis manages these disputes for you. You get legal advice and the costs of legal proceedings are covered.
AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – info@aginsurance.be www.aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
