Your mobility, our solutions

Whether you’re buying a new bike, taking out private leasing for a car (electric or otherwise) or taking out a loan to buy a second-hand motorbike, we are here to support you with financing and insurance. We also offer credit and leasing options dedicated to company vehicles for your professional activity.

Financing solutions

  • Loan for a new vehicle (instalment loan)

    Thinking of buying a new vehicle, such as a car, motorbike, scooter or motorhome?

    • Benefit from an attractive rate for electric vehicles.
    • Borrow up to 120% of the purchase price, depending on your needs.
    • Complete everything online for loans of up to €50,000.

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  • Bicycle and soft mobility loan (instalment loan)

    Planning to buy a two-wheeler: (electric) bike, (electric) scooter, racing bike…?

    • Take out a loan starting from €500.
    • Borrow up to 110% of the purchase price, depending on your needs.
    • Finalise everything online.

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  • Private leasing for individuals

    Are you interested in private leasing a car? Discover our wide selection of vehicles and enjoy peace of mind.

    • Select a new or used vehicle that meets your requirements.
    • Enjoy a fixed monthly payment that covers all vehicle-related costs.
    • Receive a personalised offer from our partner Arval.

    Discover Private Lease

Salon Deals Dacia

Take advantage of Arval’s Salon Deals, valid on 2 Dacia models. Private leasing with exceptional terms. From 5 January to 31 March 2026.  

View Salon Deals

Insurance solutions

  • AG’s third-party liability car insurance

    This third-party liability insurance covers more than just legal requirements, providing protection against material and physical damage you may cause to others.

    Discover this insurance
  • AG Top Accidents

    With this accident insurance, you and/or your family are protected from the financial consequences of an accident resulting in bodily injury in your private life, including road accidents.

    Discover this insurance
  • AG Top Bicycle

    Bicycles, electric scooters, hoverboards, monowheels, etc. This flexible insurance policy covers your favourite vehicle for material damage, theft, assistance and accidents.

    Discover this insurance

Mobility offer for young people

Instalment loans for cars, private leasing and third-party liability car insurance... Discover our mobility offer specially designed for 18- to 28-year-olds, whether you already drive or are preparing to take your driving test.

Discover this offer

Legal information

Credit type: instalment loan. The consumer credit provisions of Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – Brussels RPM – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – Brussels RPM – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase option for private individuals, offered by the lessor, Arval Belgium SA, located at Ikaroslaan 99, 1930 Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.be, retail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the involvement of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702. 

Offer valid only in Belgium from 05/01/2026 to 31/03/2026 (inclusive) or while stocks last. A price quote must be requested during the promotional period, and the lease contract must be signed within 5 days of your application’s approval by Arval Belgium. This offer cannot be combined with other promotions.

These Salon Deals are a promotion of operational leases exclusively for individual BNP Paribas Fortis and/or Fintro customers residing in Belgium. Fintro is a BNP Paribas Fortis division. The offer applies to the Dacia Sandero Sce 65 Essential and the Dacia Spring Essential Electric 70.

The monthly lease prices mentioned are merely indicative and subject to changes in taxation, interest rates, and the vehicle’s catalogue price. They also depend on the selected options, configuration, and equipment.

These prices (incl. VAT) were calculated based on the parameters valid as of 17/11/25. They apply to a 60-month term with 10,000 km annually and include the services listed below for the following models, along with their respective options, packs and services:

  • Dacia Sandero Sce 65 Essential: average consumption: 5.4l  /100 km (WLTP), CO2: 122 g/km (WLTP), indicative fiscal value: EUR 13,389.99.
  • Dacia Spring Essential Electric 70: average consumption: 14.1 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: EUR 18,490.00.

For your information: the monthly lease rate for a Salon Deal vehicle is calculated according to the agreed contractual term (between 25 and 60 months) and annual mileage. It includes: maintenance, repairs, unlimited summer tyres with normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with with the lessee bearing the fixed-amount risk and insurance costs**.

Not included in the monthly lease rate: unlimited winter tyres iwith normal use/wear and tear (optional), a replacement vehicle for immobilisation exceeding 24 hours (optional), energy and/or fuel costs, and traffic fines. The CO2 levels are also indicative and depend on the selected options  and/or manufacturer data. At the end of the agreement, the mileage will be settled at the last contractually agreed price. In the event of early termination, a fixed fee corresponding to 30% of the total outstanding lease amount will be charged.

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly lease rate when arranged by Arval Belgium NV on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 0436.781.102. These insurances can also be obtained through an insurer of your choice. Third-party liability insurance is required by law.

If the monthly lease rate includes a prepayment amount, this prepayment reduces the monthly instalments for the duration of the agreement. Note that prepayment is neither a guarantee nor a deposit. In the event of early termination, this prepayment is non-refundable, except in certain cases specified in the prepayment conditions.

The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or importer and/or the equipment and/or configuration chosen. 

Vehicle images are non-contractual and may differ from the actual leased models.

AG SA, Bd E. Jacqmain 53, 1000 Brussels – Brussels RPM – VAT BE 0404.494.849 – www.aginsurance.be – Belgian insurance company authorised under code 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – Brussels RPM – VAT BE 0403.199.702, is subject as a Belgian credit institution to the prudential supervision of the European Central Bank and the National Bank of Belgium. BNP Paribas Fortis SA is registered under the above-mentioned enterprise number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated through commissions, for AG SA. BNP Paribas Fortis SA holds a participation of more than 10% in AG SA.

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