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BORROWING

Transport solutions for young people

IN PRACTICE

Planning to buy a car?

Are you aged 18-28 and looking for a new or used car? Discover our attractive conditions for an instalment loan or choose a private leasing, which is an all-in-one solution.

YOUR BENEFITS

For (more) accessible mobility

Choose the amount you want to borrow (from €1,250) and the loan period (between 12 and 120 months).

With private leasing, you can drive with peace of mind, safe in the knowledge that all costs associated with the use of the vehicle, such as tyres, annual servicing, any repairs and insurance, are included in the rental price.

MORE INFORMATION

Make an appointment

Special pricing terms are available: make an appointment with your advisor or call the Easy Banking Centre on 02 433 41 36.

Get started with a car loan for young people

Find out everything you need to know about our car loans and special pricing terms for young people.

Who can apply?

If you’re between 18 and 28 years old and your monthly income is high enough, this loan and its preferential rates are for you!

How much, and for how long?

Choose the amount you want to borrow (from €1,250) and for how long (from 12 to 120 months).

Depending on your needs, you can borrow up to 120% of the value of your vehicle to cover additional costs such as winter tyres, road tax (up to 10%) and your first insurance premium (up to 10%).

What do I need for my application?

  • A valid identity document for each borrower
  • Proof of income (e.g. pay slip, statement of benefits, rental income)
  • Overview of your spending (e.g. existing loan, maintenance payments, rent)
  • Invoice or order form for the vehicle
  • A copy of the child’s driving licence if the loan is being taken out by the parents

Attractive rates

Special pricing terms are available, including a fixed interest rate and a short duration. Make an appointment with your advisor or call the Easy Banking Centre on 02 433 41 36.

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Looking for an all-in-one solution?

Discover Private Lease, our car leasing offer for individuals! Drive a new car, fully configured according to your tastes and needs, or a used car, for a very attractive monthly fee with almost everything included*!

Our leasing formula includes all usage costs, summer tyres, a replacement vehicle, annual servicing, repairs and insurance, giving you real peace of mind.

Discover Private Lease

Exclusive Private Lease discount with Arval

€15 per month discount for young people

  • Reserved for BNP Paribas Fortis customers
  • For young people between 18 and 28 years old
  • €15 discount on your monthly fee (VAT included)
  • Valid for the entire duration of the contract
  • For applications submitted before 31/12/2026
  • Applications must be submitted via the online platform via the link below or in a BNP Paribas Fortis branch
  • Valid on all new models
  • N.B. This discount is not based on the price indicated on the online platform, but calculated manually by Arval afterwards (price on the online platform - €15).

Link to the Arval platform*

*By clicking, you will be redirected to our partner’s website.

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Permis de conduire

Personal loan for learner drivers

If you don’t have your driving licence yet, our personal instalment loan can help you to cover your driving lessons.

Discover this loan

Car insurance from AG

You want to feel fully secure when driving, that’s entirely normal. To help you achieve that, you can take advantage of your parents’ third-party car insurance policy with AG. Ask them to add you to the policy as a driver, even if you only have a provisional driving licence. This will allow you to gain experience behind the wheel and benefit from a lower bonus-malus rating!

Third-party car insurance from AG is a compulsory policy that protects you in the event of an accident. It covers material damage and physical injury caused to others if you are responsible.

And the good news is that you can enjoy several discounts, such as the EcoBonus, the KmBonus and the Safety Bonus!
If you take out a Private Lease contract, insurance is included in your monthly fee**: even simpler and more practical!

Discover this insurance

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Make an appointment with your advisor or call the Easy Banking Centre at 02 433 41 36

More insurance policies from AG

  • AG vehicle insurance

    Drive with peace of mind with our insurance and protection options for your car, motorcycle or bicycle. We offer personalised solutions that meet your needs and expectations. And if you ever break down, you’ll never be alone because our breakdown services are always available.

    Discover these insurance policies

  • Comprehensive insurance

    Top Omnium insurance protects you in the event of an accident, even if you are responsible or if the other party is unknown. You’re also covered against theft, breakage of glass, vandalism and all damage to your vehicle.

    Discover this insurance

Legal information

Credit type: instalment loan. The consumer credit provisions of Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – Brussels RPM – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – Brussels RPM – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase option for private individuals, offered by the lessor, Arval Belgium SA, located at Ikaroslaan 99, 1930 Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.be, retail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the involvement of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702. 

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