Unemployment due to unexpected redundancy
Permanent or temporary total disability (66%) resulting from illness or accident. Please note that these two coverages are inseparable when subscribing to the contract.
Expiration of a fixed-term contract
Expiration of a fixed-term contract
Voluntary resignation by the insured person
War or civil war
Intentional act by a person with an interest in the benefit or at their instigation
Attempted suicide
Alcohol intoxication or drunkenness
If you experience a disability and then lose your job, or vice versa? In this case, your income protection insurance will intervene for the first claim until the coverage expires. From then on, you'll receive indemnities related to the second claim.
After a 90-day waiting period, you'll receive:
Please read the information document before subscribing to the insurance.
Income protection insurance is a collective insurance contract, governed by Belgian law, and renewable annually, subscribed by BNP Paribas Fortis with AG SA, which you can join. This subscription is optional and will automatically end at the age of 65 or earlier, notably in case of early termination (free of charge) by you or the end of the collective contract.
For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be)
If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.
Would you like to receive a contract proposal?
Please read the information document before subscribing to the insurance.
AG Insurance SA/NV, Bd É. Jacqmain 53, 1000 Brussels – RPM Brussels – VAT BE 0404.494.849 – www.aginsurance.be – Belgian insurance company approved under code 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA/NV - Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.
