Unemployment due to unexpected redundancy
Permanent or temporary total disability (66%) resulting from illness or accident. Please note that these two coverages are inseparable when subscribing to the contract.
Expiration of a fixed-term contract
Expiration of a fixed-term contract
Voluntary resignation by the insured person
War or civil war
Intentional act by a person with an interest in the benefit or at their instigation
Attempted suicide
Alcohol intoxication or drunkenness
If you experience a disability and then lose your job, or vice versa? In this case, your income protection insurance will intervene for the first claim until the coverage expires. From then on, you'll receive indemnities related to the second claim.
After a 90-day waiting period, you'll receive:
Before subscribing to income protection insurance, please carefully read the following documents:
Income protection insurance is a collective insurance contract, governed by Belgian law, and renewable annually, subscribed by BNP Paribas Fortis with AG SA, which you can join. This subscription is optional and will automatically end at the age of 65 or earlier, notably in case of early termination (free of charge) by you or the end of the collective contract.
If you have a complaint, you can address it to: BNP Paribas Fortis SA, Complaint Management Service (JQABD), Montagne du Parc 3, 1000 Brussels. Tel. +32 2 228 72 18, e-mail: gestiondesplaintes@bnpparibasfortis.com or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.
If the proposed solution does not satisfy you, you can address your complaint by post to the Insurance Ombudsman Service, 35 square de Meeûs, 1000 Brussels. Tel.: 02 547 58 71 – Fax: 02 547 59 75 – www.ombudsman-insurance.be
Hospitalisation insurance offers you more peace of mind in case of illness or hospitalisation.
Top Family Liability insurance covers you and your family against material or bodily harm caused to a third party.
Top Home insurance protects you from the financial consequences of a disaster affecting your home.
AG SA, Bd É. Jacqmain 53, 1000 Brussels – RPM Brussels – VAT BE 0404.494.849 – www.aginsurance.be – Belgian insurance company approved under code 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 –, is subject to prudential supervision by the European Central Bank and the National Bank of Belgium as a Belgian credit institution. BNP Paribas Fortis SA is registered under the aforementioned enterprise number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG SA.
