DAILY BANKING

Private Lease: car leasing for individuals

IN PRACTICE

The attractive car leasing solution

Private Lease is a particularly appealing car leasing solution for Priority Banking Exclusive clients. Drive a new car, configured to your needs, for an attractive and all-inclusive monthly fee*!

YOUR BENEFITS

Peace of mind

The costs associated with using the car – such as tyres, regular servicing, repairs and insurance – are included in the monthly price, so leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget! Use our Private Lease simulator and apply online.

Electric Kia models available on Private Lease via Arval

Kia Spring Deals from Arval

Discover a wide range of electric Kia models for every driver.
Available on private lease with attractive terms. Offer valid from 20 April to 30 June 2026.

Discover the Spring Deals

What does Private Lease include?

The fixed monthly amount* you pay includes all costs associated with using the car.

Rental

The rental agreement gives you the right to use the car.

Customised contract

You choose the model, engine, options, lease term and annual mileage.

All usage costs

Including regular servicing, repairs and possibly tyre changes (summer and winter).

Taxes included

Registration tax and vehicle tax are included.

Insurance**

Third-party insurance, legal expenses insurance and driver's physical injury insurance are included in the monthly lease payment when taken out through Arval.

Breakdown or accident? Call us

Has your car been damaged in an accident? We’ll settle the claim. Also, with European breakdown service included, you can count on us 24/7 to repair or tow your car anywhere in Europe.

More benefits for Priority Banking Exclusive clients

Guaranteed mobility

If your car’s off the road, you’re entitled to a replacement vehicle of the same category (maximum category C) on the same day, even in the event of a technical repair or service involving less than one hour's work, provided the request was made at least half a day in advance1. To qualify, you must have signed up for the replacement vehicle service as part of your Private Lease contract.

VIP assistance

In the event of a breakdown or accident, a category-C replacement vehicle is made available to you for a maximum of 5 days, as well as a VIP accommodation budget of €200 per person per night (up to 5 nights) if needed.

Mileage allowance

At the end of the contract, when you returning your vehicle, the first 1,000 kilometres above your allowance are free.

Would you like more information on Private Lease?

Also of interest

  • Get around with a personal loan

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  • Priority Banking Exclusive

    A comprehensive service, tailored advice and proactive customer care. All for a fixed and transparent price.

    Discover the full service

Additional information

Bike and Car loan: Credit form: instalment loans. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase  option  , to individuals, offered by the lessor , Arval Belgium SA, located at Ikaroslaan 99, 1930, Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.beretail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702.

Offer valid in Belgium only from 20 April 2026 to 30 June 2026 (inclusive), or while stocks last. A price proposal must be requested during the promotion period, and the lease agreement must be signed within 5 days of the approval of your application by Arval Belgium. This offer cannot be combined with other promotions. 

These Spring Deals are a promotion of an operational lease reserved for individual customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNP Paribas Fortis), residing in Belgium, relating to following vehicle models:  

  • Kia EV2 
  • Kia EV3 
  • Kia EV4 
  • Kia EV5 
  • Kia EV6 
  • Kia EV9 
  • Kia PV5  

The monthly lease prices shown are purely indicative and may vary due to changes in taxation, interest rates, or the vehicle’s list price. They also depend on the selected options, vehicle configuration, and equipment.  

These monthly lease prices (excluding VAT) are based on the parameters effective as of 15 April 2026, for a 60-month term and 10,000 km per year, including the services listed below. They apply to the following models, with the options, packs, and services specified per model:  

  • Kia EV3 58,3 kWh Business: average consumption: 14.9 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,190.72 
  • Kia EV4 58,3 kWh Business: average consumption: 14.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €38,450.11. 
  • Kia EV5 81,4 kWh Business: average consumption: 16.9kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €46,059.15  
  • Kia EV6 62,9 kWh Business: average consumption: 16.4 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €49,035.25 
  • Kia EV9 76,1 kWh Business: average consumption: 19.5 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €61,726.97  
  • Kia PV5 Cargo 3d 51,5 kWh Essential: average consumption: 19.0 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,871.18 . 
  • Kia PV5 Passenger 51,5 kWh Essential: average consumption: 19.2 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €37,451.43  

For your information: the monthly lease payment fo a Spring Deal vehicle lease agreement is calculated based on the agreed contractual term (between 25 and 60 months) and annual mileage. It includes: maintenance, repairs, a replacement vehicle in case of immobilisation of more than 24 hours, unlimited summer tyres in case of normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with own risk (lump sum) to be paid by the lessee and insurance**. 

Not included in the monthly lease payment unlimited winter tyres in case of normal use/wear and tear, energy and/or fuel costs and traffic fines. The CO2 levels are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the lease agreement, the mileage will be settled at the last contractually agreed price. In the event of early termination of the lease agreement, a lump sum corresponding to 30% of the total amount of the outstanding lease will be charged. 

** Third-party liability insurance, legal protection insurance, and driver's insurance are included in the monthly lease payment when arranged by Arval Belgium NV on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.fsma.be) under number 0436.781.102. These insurances may also be arranged with an insurer of your choice. Third-party liability insurance is mandatory by law. 

If the displayed monthly lease payment includes a prepayment amount, this means that payment of this amount will reduce the monthly lease payments for the duration of the lease agreement.  

Prepayment is neither a guarantee nor a deposit. In the event of early termination of the lease agreement, this prepayment will not be refunded, except in certain cases specified in the prepayment terms and conditions. 

The estimated delivery time for the vehicle depends on its availability with the manufacturer, importer, and/or the chosen equipment and configuration.  

Vehicle images are non-contractual and may differ from the actual leased models. Thought and checked by BNP Paribas Fortis, powered by AI.

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