DAILY BANKING

Private Lease: car leasing for individuals

IN PRACTICE

The attractive car leasing solution

Private Lease is a particularly appealing car leasing solution for Priority Banking Exclusive clients. Drive a new car, configured to your needs, for an attractive and all-inclusive monthly fee*!

YOUR BENEFITS

Peace of mind

The costs associated with using the car – such as tyres, regular servicing, repairs and insurance – are included in the monthly price, so leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget! Use our Private Lease simulator and apply online.

Exclusive Mercedes-Benz Top Deals

Take advantage of Arval's Top Deals, featuring a selection of electric Mercedes-Benz vehicles. Available through private leasing at very attractive terms. This offer is valid from 8 September to 15 December.

See the Top Deals

What does Private Lease include?

The fixed monthly amount* you pay includes all costs associated with using the car.

Rental

The rental agreement gives you the right to use the car.

Customised contract

You choose the model, engine, options, lease term and annual mileage.

All usage costs

Including regular servicing, repairs and possibly tyre changes (summer and winter).

Taxes included

Registration tax and vehicle tax are included.

Insurance**

Third-party insurance, legal expenses insurance and driver's physical injury insurance are included in the monthly lease payment when taken out through Arval.

Breakdown or accident? Call us

Has your car been damaged in an accident? We’ll settle the claim. Also, with European breakdown service included, you can count on us 24/7 to repair or tow your car anywhere in Europe.

More benefits for Priority Banking Exclusive clients

Guaranteed mobility

If your car’s off the road, you’re entitled to a replacement vehicle of the same category (maximum category C) on the same day, even in the event of a technical repair or service involving less than one hour's work, provided the request was made at least half a day in advance1. To qualify, you must have signed up for the replacement vehicle service as part of your Private Lease contract.

VIP assistance

In the event of a breakdown or accident, a category-C replacement vehicle is made available to you for a maximum of 5 days, as well as a VIP accommodation budget of €200 per person per night (up to 5 nights) if needed.

Mileage allowance

At the end of the contract, when you returning your vehicle, the first 1,000 kilometres above your allowance are free.

Would you like more information on Private Lease?

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Additional information

Bike and Car loan: Credit form: instalment loans. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Private Lease is a long-term operational lease of vehicles, with no purchase  option  , to individuals, offered by the lessor , Arval Belgium SA, located at Ikaroslaan 99, 1930, Zaventem, RPM Brussels VAT BE 0436.781.102, www.arval.beretail@arval.be, BNP Paribas Fortis - IBAN BE54 0016 0303 1797- BIC GEBABEBB with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels VAT BE 0403.199.702.

Action only valid in Belgium from 08/09/2025 to 15/12/2025 (inclusive) for new vehicles to be produced and up to 30/11/2025 (inclusive) for stock vehicles², or while stocks last. A price proposal must be requested during the promotion period, and the lease agreement must be signed within 5 days of Arval Belgium’s approval of your application.  This action cannot be combined with other actions.

These Top Deals are a promotion of an operational lease reserved for individual customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNP Paribas Fortis), residing in Belgium, relating to the Mercedes-Benz vehicle models:

  • CLA 250+ Business Edition - yet to be produced cars and stock vehicles
  • EQA 250+ Business Star Edition - stock vehicles only
  • EQB 250+ Business Star Edition - yet to be produced cars and stock vehicles
  • EQE Saloon 300 Business Star Edition - yet to be produced cars and stock vehicles
  • EQE SUV 350+ Star Edition - yet to be produced cars only

² Stock vehicles are vehicles that have already been produced.

The mentioned monthly lease  prices are indicative and subject to changes in taxation,  interest rates and the vehicle’s catalogue price. They also depend on the vehicle’s changed options, configuration and equipment.

The monthly lease prices (excl. VAT) were calculated based on the parameters in effect as of 01/08/25, assuming a 60-month term, an annual mileage of 10,000 km, and the inclusion of the services listed below. These calculations apply to the specified models below, each equipped with the mentioned options, packs, and services:

  • CLA 250+ Business Edition: average consumption: 12.5 kWh/100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €54,896.00.
  • EQA 250+ Business Star Edition: average consumption: 14.9 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €54,599.90.
  • EQB 250+ Business Star Edition: average consumption: 15.6 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €56,342.45.
  • EQE 300 Saloon Business Star Edition: average consumption: 16.3 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €70,080.00.
  • EQE SUV 350+ Star Edition: average consumption: 18.7 kWh /100 km (WLTP), CO2: 0 g/km (WLTP), indicative fiscal value: €85,264.00.

For your information: the monthly cost of a lease  agreement for a Top Deal vehicle is calculated according to the agreed contractual term (between 25 and 60 months) and annual mileage and includes: maintenance, repairs, unlimited summer tyres in case of normal use/wear and tear, registration tax (TMC), road tax, depreciation and interest, European assistance service, a replacement vehicle in case of immobilisation of more than 24 hours, Perfecta service (Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft) with own risk (lump sum) to be paid by the renter and insurance**.

Not included in the monthly lease: energy and/or fuel costs and traffic fines. The CO2 levels are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the lease agreement, the mileage will be settled at the last contractually agreed price. In the event of early termination of the lease  agreement, a fixed sum corresponding to 30% of the total amount of the outstanding rent will be charged.

** Third-party liability insurance, legal protection insurance and driver's insurance are included in the monthly lease price when taken out by Arval Belgium NV, in the name and on behalf of the lessee. Arval Belgium NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.FSMA.be) under number 047238. These insurance policies can also be taken out with the insurer of your choice. Third-party liability insurance is required by law.

If the monthly rent indicates a prepayment amount, it means that the payment of this amount will reduce the amount of the monthly lease for the duration of the rental agreement. Prepayment is not a ‘guarantee’ or a ‘deposit’. In the event of early termination of the lease agreement, this prepayment will not be refunded, except in some instances specified in the prepayment conditions.

The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or importer as well as  the equipment and/or configuration chosen. The delivery time for stock vehicles is approximately 3 weeks after the contract is concluded, subject to stock availability.

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