
Countries in the SEPA zone
Where are your banking operations faster?
All 27 EU Member States: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
These countries also benefit from the same efficient conditions for your banking operations: Iceland, Liechtenstein, Norway, Switzerland, the United Kingdom, Monaco, San Marino, Andorra, Vatican City State/Holy See, and as of 2025 Montenegro, Albania, North Macedonia, Moldova and Serbia (with possibility of SEPA payments to Serbia only as of May 2026).



