How do I deal with an accident or health problem abroad?

Before you leave - prevention is the best medicine

A false start!

It's now just a matter of days before you go on holiday. But what if you have a sudden illness that keeps you stuck in bed? Or an unfortunate accident sends you to hospital…

Don't worry! Before you leave, you can take out travel cancellation insurance linked to travel insurance, which will cover the cancellation of your trip. But be careful: this additional cancellation insurance must be taken out at least 30 days before your departure.

"I was relieved to be covered by insurance when I was diagnosed with appendicitis before I left."
Claire, 33 years old

Immediately after an accident - you are not alone

How beautiful the mountains are

If you love the great outdoors and winter sports, your mountain holidays are all about skiing. While out on the slopes or off the marked trails (accompanied by an instructor), you could be trapped by an avalanche.

How can you avoid paying search and rescue costs? Your winter sports holidays can be covered by specific travel insurance. It’s even better than a St. Bernard, right?

One way to the hospital

During a holiday in an exotic country, you fall ill. The doctor's diagnosis is clear. You need to be admitted to hospital. Fortunately, local medical facilities and services will get you back on your feet. Your loved ones may want to fly to your bedside.

With a specific travel insurance policy, all of these services will likely be covered by your insurer.

Thanks Super Nanny

At the beginning of summer, you’re going on holiday with your children and their loyal four-legged companion. Following an accident while hiking, you are forced to spend some time in hospital, not far from your holiday destination. This leaves your children and your dog very much at a disadvantage.

Did you know that there is travel insurance for this kind of contingency? Your family members will then be looked after.

During a hospital stay - rely on professionals

All-inclusive service

You're off to discover the wonders of Indonesia. When you return from a walk, the extremely rocky terrain sends you tumbling to the ground. You’ve just broken your ankle. Don't worry! Transport to the nearest hospital and medical expenses are covered by some travel insurance. Okay, your 'discovery' trip is over. On the other hand, you can enjoy the quiet of your hotel by the rice fields or, if necessary, be repatriated to Belgium.

Habla francès?

Your holiday in Bolivia turns tragic. You went there to rest, but now you're stuck in hospital with a severe case of malaria. Because you don't have a good enough command of Spanish, you can't understand everything the doctors say.

Avoid this kind of inconvenience! Travel insurance can be taken out to benefit from the services of an interpreter. It will help you communicate with the local medical staff.

Into my arms!

You set off alone in backpacker mode to discover South America. Sick, the last ten days of your trip are spent in the hospital. You are stuck abroad, far away from your loved ones.

Would you like to have your family or partner by your side? Some travel insurance policies allow you to bring them to your bedside. 

Punctuality and me go hand in hand

At the other end of the world, you're enjoying the last moments of your trip. The day before your return, you are struck down by an attack of appendicitis. You are obliged to stay in hospital for a few days and therefore to postpone your initial return date to Belgium.

Fortunately, special travel insurance covers this kind of situation. You now know what to do to avoid a number of administrative and financial headaches.

After hospitalisation - I can't wait to go home

A return ticket for everyone

Southern Europe is a magnificent holiday destination for families. Just imagine: you're off to Italy with your family, enjoying the 'dolce vita'. Unfortunately, a back problem ruins everything. You eventually end up in the hospital, where doctors diagnose you with a herniated disc.

After being examined, you are allowed to return to Belgium for treatment. Your family accompanies you and goes home with you. You're in luck, though, because your travel assistance means you don't have to pay all these costs yourself. If you "only" break your arm, your assistance will also come into play. And you can continue your stay by the pool.

Travel with a light heart

There’s nothing better than enjoying a carefree stay abroad! That’s true, but checking a number of points in advance will give you peace of mind, both before and after your trip. The reason is obvious: what do you do if you suddenly fall ill during your trip and have to stay in hospital for an extended period? This can lead to a number of financial and administrative problems.

To avoid incurring medical expenses during your convalescence, it's best to find out before you leave about travel insurance policies  that cover these situations. 

Thank you, Doctor

On a city trip to Madrid, you start to feel a bit out of sorts. A stomach ache sends you to the nearest hospital. Medical intervention seems unavoidable. Back in Belgium, you're bedridden again after a few days. It turns out that you caught a nasty bug while you were in hospital.

To avoid having to pay for medical expenses incurred in Belgium in order to get back on your feet, find out more about travel insurance policies that cover this type of contingency.