Promotional communication

FINANCING

Close your year with peace of mind

The financial year is drawing to a close. Want to wrap it up smoothly? Get ahead on year-end tasks like prepaying your taxes or distributing year-end bonuses to your team. BNP Paribas Fortis offers tailored financial solutions to help you manage them effortlessly.  

  • Loans for businesses: finance end-of-year social security contributions and taxes

    Social and tax loan

    Need to cover your tax bills and your employees’ end-of-year bonuses? With the Social and Tax Instalment Loan, you can keep your cash flow in balance. 

    More about the Social and Tax Loan
  • Bonifisc: prepay your taxes as a self-employed professional

    Bonifisc

    Finance your advance tax payments with Bonifisc. A tax-efficient loan with automatic annual renewal.

    More about Bonifisc

A tax-efficient pension plan

  • PLCI

    AG’s PLCI supplementary pension plan for self-employed individuals (PLCI) is a branch 21 savings insurance policy. It provides a solid foundation for any self-employed person’s pension plan, whether operating as a sole trader or through a company. The premiums you pay into your PLCI are fully tax-deductible. 

    Discover the PLCI

  • EIP

    AG’s EIP company pension plan is a branch 21 savings insurance policy or a branch 23 investment insurance policy for self-employed business owners. It allows you to build a supplementary pension through your business in a tax-efficient way. Your company pays the premiums on your behalf. 

    Discover the EIP

  • Other pension solutions

    There are other tax-efficient ways to build a supplementary pension, whether you're self-employed, operate through a company, or work as a medical sector employee.  

    Discover all the solutions

Manage your financing via Easy Banking

Legal information 

Regarding the Bonifisc loan and the Social and Tax Loan: 

Lender: BNP Paribas Fortis NV, Warandeberg 3, 1000 Brussels – Brussels Trade Register – VAT BE 0403.199.702. Subject to acceptance of your application. The information we provide is for information purposes only and does not in any way constitute an offer or a promise to grant credit. It serves as a starting point for further discussion. The bank reserves the right to amend the information on its website without prior notice and is under no obligation to inform (potential) customers of such changes.  

Regarding the PLCI and the EIP: 

AG Insurance (abbreviated to AG) NV – E. Jacqmainlaan 53, B-1000 Brussels – www.aginsurance.be – info@aginsurance.be – RPR Brussels – VAT BE 0404.494.849 – Belgian insurance company authorised under code 0079, supervised by the National Bank of Belgium, 14 Berlaimontlaan, 1000 Brussels.  

Intermediary: BNP Paribas Fortis NV – Warandeberg 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Congresstraat 12–14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance NV. BNP Paribas Fortis NV holds a stake of more than 10% in AG Insurance NV. 

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