INSURANCE
For any new Top Home fire insurance policy for homeowners, tenants or landlords taken out before 28 February 2026, you will receive a 50% discount on the optional Theft cover and a complimentary Theft+ Pack. This benefit applies for the full duration of the contract, provided you do not make any changes to it.
To take advantage of this promotion, call Easy Banking Centre on 02 762 90 00 or make an appointment at a BNP Paribas Fortis branch or post office. This promotional offer does not apply if you take out the insurance online using the “Simulate and apply” button.
This promotion may be combined with other ongoing AG commercial offers, such as the Welcome Gift, the Comprehensive Insurance Client offer and the AG EcoBonus offer.
With this fire insurance, protect your home and its contents against fire, water damage, natural disasters and more, and enjoy total peace of mind.
More information can be found in the product brochure.
This optional cover under your Top Home insurance protects the contents of your home against damage caused by theft or attempted theft.
Add this optional pack to your Top Home insurance for extra cover and services in case of theft: 100% coverage of personal belongings, doubled compensation limits, and no excess on losses above €1,486 (ABEX index 1057), and more.
More information can be found in the product info.
The Top Home policy is a Belgian fire insurance policy for buildings and contents, offered by AG Insurance SA and distributed by BNP Paribas Fortis SA.*
The Theft cover and Theft+ Pack are optional guarantees under the Belgian Top Home building and contents fire insurance policy offered by AG Insurance SA and distributed by BNP Paribas Fortis SA.*
Fire, explosion, implosion, lightning, storm or hail, electrical incidents (short circuit, etc.)
Natural disasters – flooding (including rainwater run-off), overflow and backflow of public sewers, earthquake, landslide or subsidence
Water damage (including leak detection, pipe repair and dry-rot treatment) and damage caused by heating oil
Glass breakage – windows, TV screens, solar panels, etc.
Theft of insured contents
Damage to insured contents caused by (attempted) theft, vandalism or malicious acts
The cost of replacing locks on external doors if keys or remote controls are stolen
100% protection for your personal belongings – compared with 50% for the standard Theft cover – with doubled compensation limits per insured risk, except for valuables
Psychological support: up to five counselling sessions are arranged and covered if you are a victim of home-jacking or an assault during (an attempted) theft
Loss or damage intentionally caused by the insured party
Damage to a derelict building or one slated for demolition
Damage to motor vehicles (including cars with at least four wheels, scooters, or motorbikes > 50 cc / 4 kW)
Damage resulting from failure to comply with contractual obligations regarding the condition or protection of insured property
Theft when the preventive measures specified in the Top Home policy were not applied by the policyholder (e.g. failure to lock external doors when absent)
Theft committed with the complicity of yourself, your spouse or partner, your ascendants or descendants, or your spouse’s or partner’s relatives
Damage to motor vehicles
Damage when preventive measures specified in the contract were not taken
Theft of outdoor property if the Garden Pack or Pool Pack has not been taken out – both are optional covers under the Top Home fire insurance
Theft or damage committed with your complicity or that of your relatives or partner
For further information about the Top Home fire insurance, please refer to:
If you have a complaint, please contact BNP Paribas Fortis SA, Complaints Management Service JQABD, Montagne du Parc 3, 1000 Brussels, Tel: 02 228 72 18 | gestiondesplaintes@bnpparibasfortis.com | www.bnpparibasfortis.be > Suggestions or complaints > Online form.
If the proposed solution does not satisfy you, you may also contact the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, CBE 884.072.054,
Tel: 02 547 58 71 | info@ombudsman-insurance.be | www.ombudsman-insurance.be.
Personal data provided by the policyholder are processed by AG Insurance SA.
*These contracts are concluded for a period of one year and are automatically renewed for the same period unless cancelled at least three months before the main expiry date.
For contracts taken out or tacitly renewed from 1 October 2024, you have up to two months before the main expiry date to cancel. From the second year of insurance, you may also cancel the contract at any time; cancellation takes effect two months after the day following the posting, service, or acknowledgement of receipt of the registered letter.
AG Insurance SA – Bd E. Jacqmain 53, 1000 Brussels – www.aginsurance.be – info@aginsurance.be – RPM Brussels – VAT BE 0404.494.849 – Insurance undertaking authorised under code 0079 and supervised by the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – Registered with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acting as a tied insurance agent remunerated by commissions on behalf of AG Insurance SA. BNP Paribas Fortis SA holds more than 10% of the shares in AG Insurance SA.
