Top Accidents Entrepreneur is an accident insurance policy under Belgian law issued by AG SA and distributed by BNP Paribas Fortis SA/NV.
This is a contract with a term of one year with tacit renewal for the same term, unless cancelled no later than two months before the main maturity date.
Complete and flexible protection, always
Top Accidents Entrepreneur insurance covers a wide range of situations. You choose the cover and insured amounts yourself.
Anywhere, anytime
Accident protection that covers you at work, during business and personal travel, in Belgium and worldwide: you're protected everywhere, all the time.
Coverage included
Flexible coverage
You personalise your protection according to your needs, including choosing the insured amounts for each coverage in your contract. These various guarantees are cumulative and can be subscribed to separately (although permanent disability and death guarantees are mandatory).
Complementary activity
Are you self-employed in secondary occupation? You can choose to cover yourself against accidents that occur only during this complementary activity and in your private life, with a tailored premium.
For a wide range of situations
You benefit from extended protection in many situations, as explained below.
Accidents that occur while performing your professional activity
During business or private travel
While practicing unpaid sports disciplines, such as cycling, winter sports, including competitions, occasional air sports with an instructor, and more
The consequences of an accident linked to a natural disaster (storms, floods, etc.) in Belgium
An accident caused by drunkenness or similar
Any accident caused intentionally by the insured or the beneficiary
Any accident that occurs during the practice of extreme sports, such as cliff diving, wingsuit flying, ski jumping, bungee jumping, volcano boarding, as well as diving accidents at depths of more than 40 metres or without an instructor
Any accident occurring during horse racing, speed competitions involving motorised vehicles, combat or defence competitions, or air sports pursued regularly (such as parachuting, gliding, or hang gliding) unless accompanied by a qualified instructor or pilot
The above list is not exhaustive. For a detailed overview of the cover and exclusions, please refer to the General Terms and Conditions. You can also consult the Information Document for the main policy characteristics. For a personalised quote, contact your adviser or call the Easy Banking Centre on 02 433 43 34.
Please make sure that you are familiar with the general terms and conditions and the information documents before deciding on this accident insurance:
24/7 emergency assistance in the event of an accident, a claim, etc. Do you need us? Our team is here to help you!
Complaints may be addressed to: BNP Paribas Fortis SA/NV – Complaints Management (JQA8D) – Montagne du Parc/Warandeberg 3, 1000 Brussels. Tel. 02 228 72 18, email: gestiondesplaintes@bnpparibasfortis.com or by using the online form at www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.
Alternatively, complaints may also be submitted to the Insurance Ombudsman at Square de Meeûs/De Meeûsplein 35, B-1000 Brussels: 884.072.054, tel. 02 547 58 71, info@ombudsman-insurance.be - https://www.ombudsman-insurance.be.
Protect your income with this policy that covers you if you’re unable to work by paying a monthly supplement to the basic allowance.
Opt for additional cover alongside your pension insurance to protect against death, disability, and incapacity for work.
Additional protection for you, your associates and your company, beyond the mandatory accident insurance.
AG Insurance (abbreviated to AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be – info@aginsurance.be - RPM/RPR Brussels – VAT BE 0404.494.849 - Insurance company authorised under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
