As a self-employed person or a member of the liberal professions, there is just one thing you fear: being unable to work. This is because you no longer have an income if you can no longer work. The statutory protection is minimal.
If you become unfit for work you get supplementary payouts in addition to the statutory benefits. This makes it possible for you to fulfil your obligations.
Are you a doctor, dentist, pharmacist or physiotherapist under the State health system? Our National Sickness and Invalidity Insurance Institution (INAMI/RIZIV) Income Protection Insurance is highly advantageous since the premium is paid from INAMI/RIZIV payments.