Fix & Income Plan

An investment that guarantees that you receive a regular supplementary income? Why not ! Particularly if you can be sure that your investment remains guaranteed. 

What is the Fix & Income Plan?

The Fix & Income Plan is a level-term universal life insurance policy for eight years and one day (a branch 21 product) that has two component parts: the first guarantees your investment; the second gives you a regular supplementary income.


  • Safe: an attractive, risk-free return, with capital protection.
  • Profitable: you receive a supplementary income. 
  • Flexible: you are free to choose the frequency with which your income is paid. 
  • Tax breaks  

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The Fix & Income Plan is an investment for 8 years and 1 day that has two component parts:

  • The Fix component ensures that, as the insured, your net investment is protected, either over the term of the investment or on your death.  
  • The Income component provides you with a supplementary monthly, quarterly or annual income.


You yourself decide how you want to invest in your Fix & Income Plan. A monthly or quarterly income is possible with a minimum lump sum investment of EUR 25,000. An investment of EUR 6,250 is sufficient to provide you with an annual income.

You invest at an attractive interest rate that is set at the start of your Fix & Income Plan. This rate is guaranteed for the term of your contract.

The Income component of your Fix & Income Plan gives you a regular income with preferential tax treatment. Just 3% of the net premium invested in the Income component is subject to annual income tax rather than 25%, plus local authority taxes.

The Fix & Income Plan is ideal for overall wealth planning. You can designate a beneficiary who will receive the total net investment on your death. In the meantime, you are still in control.


General terms and conditions (pdf, FR) }


This is in reference to an AG Insurance product, distributed by BNP Paribas Fortis.


AG Insurance sa/nv – 53 boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 –
Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 boulevard de Berlaimont, 1000 Brussels
BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA under n° 25.879A and acting as a contractually appointed insurance agent on behalf of AG Insurance sa/nv.



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