Instalment Loan Insurance

Are you financing new machinery or office equipment with an instalment loan? Insure yourself against any financial problems during the term of your loan.

What is Instalment Loan Insurance?

This insurance protects your business from any problem with repayment if you die before the loan matures.


  • Certainty: your business and your family are not faced with any financial problems after your death.
  • Freedom: you can go ahead with your investment without worrying about unforeseeable problems.


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An instalment loan is often the quickest way to finance major projects: from new office furniture to machinery, an extra company car, a second commercial building, etc.


By borrowing the necessary funds and repaying them gradually, you open up new horizons for yourself. The only drawback is that you have to stay in good health. If you die suddenly, your family and your business are lumbered with monthly repayments, which may be high.


Instalment loan insurance protects you against precisely this type of risk. If you die before you have repaid the full amount you borrowed, this insurance covers the outstanding balance.


If you opt for instalment loan insurance, you pay a single premium upfront to cover the whole term of the loan. You can of course add this amount to your loan.


Two conditions also apply:

  • Maximum amount: EUR 50,000 plus the amount of the premium borrowed.
  • Total insurance cover: 100% of the capital you borrow is always covered.



General Terms and Conditions (pdf, FR)  

The Instalment Loan Insurance policy concerns an insurance product of AG Insurance, distributed by BNP Paribas Fortis. AG Insurance sa, Bd. E. Jacqmain 53, B-1000 Bruxelles – RPM Bruxelles – TVA BE0404.494.849 –
BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE0403.199.702, is registered and acting as insurance agent under FSMA n° 25.879A on behalf of AG Insurance sa.

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