Annuity plan

Are you over 50 years of age and do you want to maintain your standard of living when you retire? The Annuity Plan is the ideal solution.

What is an Annuity plan?

The Annuity Plan is an individual life insurance policy (branche/tak 21) for over-50s by AG insurance providing for the payment of an annuity with final relinquishment of the capital. When you register, you can also state that the annuity shall continue to be paid to your partner in the event of your death.



  • The certainty of a supplementary income guaranteed for life;
  • Maintain your standard of living thanks to the annuity and to potential with-profits bonuses;
  • You are free to choose how frequently the annuity is paid;
  • You have the option to have the annuity paid to your partner after your death.







Get full details

Maintaining your current standard of living will be difficult if all you have to live on is your State pension. Knowing this, you have put aside extra savings.


Ensure that this money yields an attractive, regular income by converting it into an annuity. This will give you an extra income each year on top of your state pension.The annuity payments stop in the event of your death and your heirs will receive no capital.

You choose how much you wish to invest. You can choose a monthly, quarterly or six-monthly annuity of at least EUR 120. An annual annuity is possible from a EUR 6,250 investment.

When you register, you have the option to have some of your interest paid to your partner as an annuity after your death 


A 2% insurance tax applies to the paid premium.
A separate annual 25% tax (+ municipal tax) applies to just 3% of the capital that is yielding the interest.

All information about the Annuity Plan is available from any BNP Paribas Fortis branch.

Profit sharing may be added to your annuity amount. This results in an annuity increase that is final and retained until death.


General terms and conditions (pdf, FR)


This is in reference to an AG Insurance product, distributed by BNP Paribas Fortis.


AG Insurance sa/nv – 53 boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 –
Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 boulevard de Berlaimont, 1000 Brussels
BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA under n° 25.879A and acting as a contractually appointed insurance agent on behalf of AG Insurance sa/nv.


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