Borrowing money

Home Leaver's Loan

Setting up home for the first time? You'll probably need to buy some furniture or appliances. We can help you do that without straining your budget!

What is the Home Leaver's Loan?

The Home Leaver's Loan is an Instalment Loan designed specially for twenty-somethings who have just set up home on their own.


  • Tailored: monthly repayments and the term of the loan are adjusted to your budget.
  • Personalised rates are possible.
  • Balanced budget: no need to break into your savings.
  • Partner for your project: finance all the costs of moving in and setting up your new home with a single loan.
  • You can count on a rapid decision regarding your application.


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You can use your Home Leaver's Loan to finance:

  • Removal costs: removal company, van, furniture lift, etc.
  • Purchase of furniture: bed, kitchen, wardrobe, tables, chairs, etc.
  • Electrical appliances: fridge, dishwasher, washing machine, etc.
  • Kitchen and tableware: plates, glasses, pots and pans, etc.

A Home Leaver's Loan can be for any amount between EUR 2,500 and 10,000. You know exactly how much your monthly repayments will be: they're set out in the credit contract in black and white. The maximum term of the loan varies according to the amount borrowed and is fixed by law.


Amount borrowed

Maximum term (months)

From EUR 1,250 to EUR 2,50024
From EUR 2,500.01 to EUR 3,70030
From EUR 3,700.01 to EUR 5,60036
From EUR 5,600.01 to EUR 7,50042
From EUR 7,500.01 to EUR 10,00048


  • Instalment Loan Insurance protects your family against the financial problems that might arise if you die or become fully work-incapacitated during the term of the loan.
  • Unemployment Insurance shields your budget from the effects of becoming unemployed during the term of the loan.

Whether you're seeking a loan for private or professional purposes, BNP Paribas Fortis is by your side. As a responsible lender. Indeed, a loan must help you to move forward in life, not lead you into financial difficulties. Our financing products are intended to help you turn healthy, feasible projects into reality, in a spirit of shared responsibility between yourself and the bank.


This principle of responsible lending can be easily illustrated through our promises.


  • Firstly, we take the time to listen carefully to you in order to offer you a solution which is adapted to your project and your needs.
  • Next, we give you a clear overview of our credit formulas and advise you in a clear, transparent manner.
  • To protect you as much as possible from any risk of indebtedness, your project is examined in detail so as to determine your solvency and the most appropriate regular repayment.
  • Finally, we strive to be ever-more accessible, via the various communication channels we offer.


Our support procedure is thus in place for the duration of each of your loans.


Home Leaver's Loan

Credit type: Instalment Loan. Subject to approval of your application by AlphaCredit sa/nv, credit provider, Rue Ravenstein/Ravensteinstraat 60, 1000 Brussels, RPM/RPR Brussels, VAT BE0445.781.316, subsidiary of BNP Paribas Fortis SA/NV. Delegated agent: BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM/RPR Brussels – VAT BE0403.199.702.


Instalment Loan Insurance and Unemployment Insurance are AG Insurance products, distributed by BNP Paribas Fortis.


AG Insurance sa/nv – 53 boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 –
Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 boulevard de Berlaimont, 1000 Brussels
BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA under n° 25.879A and acting as a contractually appointed insurance agent on behalf of AG Insurance sa/nv.



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