Instalment loan for social security and tax purposes

Need to juggle your finances because of holiday pay for employees? You can count on us to resolve this problem with a flexible Instalment loan.


What is an Instalment loan for social security and tax purposes?

You can use this loan to pay year-end bonuses and/or holiday pay to your staff without creating cash flow problems. Borrow the total sum you need and repay it in monthly instalments.



  • Made to measure: you borrow exactly what you need to pay these expenses.
  • Fast: the sum you have borrowed appears on your Current account immediately. 


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You are obliged by law to provide your staff with holiday pay. Every spring, you are faced with paying a double 'salary' in one go.

Are you required contractually or under a collective labour agreement to pay a year-end bonus to your staff? Then you have additional expense in December.

Postponing payment is not an alternative: this is because holiday pay and year-end bonuses are an integral part of your staff's salaries.

Our solution? An instalment loan for social security and tax purposes. We pay the amount straight into your current account. This means that you can pay your staff on time. You then repay us in monthly instalments

Would you prefer fixed or degressive monthly instalments? The choice is yours.

The rate is fixed for the term of the loan. You have the option of paying the interest early with your first instalment. This allows you to book all your repayments to the current financial year.


General terms and conditions (pdf, FR)

Lender: BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM/RPR Brussels – VAT BE0403.199.702. Subject to acceptance of your application.

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