Make sure you don't pay a penny more than you should in tax. You can make the most of the tax breaks you are entitled to as a result of advance payments.

What is Bonifisc?

Bonifisc is a flexible credit facility that helps you to significantly reduce your overall tax liability. We transfer your advance payments based on your estimate of your tax liability and you repay this amount over an 8 to 12-month period.


  • Less tax: you avoid any tax surcharge and take advantage of the maximum tax break.
  • Payment in instalments: you spread your advance payments over a maximum period of 12 months.
  • No formalities to be completed: we deal with all the paperwork.

If you request Bonifisc online, there's no fee: an extra saving of 150 euros!


Get full details

The tax authorities allow you to make advance payments four times a year on your income for the current year. The earlier in the year you pay, the greater the tax break. 


We make your advance payments as early as possible. You therefore recover the maximum amount of tax.

You repay your loan over a set period of a maximum of 8 to 12 months and decide whether you pay the interest in a lump sum or in monthly instalments.

You have the advantage of an attractive interest rate on your loan and the interest can also be deducted in full from your tax as a business expense.

Opting for Bonifisc? We will make your advance payment and renew this service each year. You can then rest assured that your advance payments will be paid on time the next year.

Bonifisc tax facility leaflet (pdf)General terms and conditions (pdf, FR)

Lender: BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM/RPR Brussels – VAT BE0403.199.702. Subject to acceptance of your application.

Print full details of this product

Also find out about