International transfers


The International Transfer function allows you to enter an international transfer or cheque.


Different charges apply to international transfers. Before making such a transfer, therefore, we recommend you consult the international transfer fees on our website.


European transfers in euro (Resolution EPC IBAN/BIC)


As of 1 January 2007, new rules took effect for European payments in euro to any of the following countries: Germany, Austria, Bulgaria, Cyprus, Denmark, Spain(1), Estonia, Finland, France(2), Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, the Netherlands, Poland, Portugal(3), Czech Republic, Romania, Slovakia, Slovenia, United Kingdom(4), Sweden and Switzerland (the EDP charge not being valid in Switzerland).


(1) including the Canary Islands, Ceuta and Melilla.
(2) including French Guiana, Guadeloupe, Martinique and Réunion.
(3) including the Azores and Madeira.
(4) including Gibraltar.


Therefore, always state:


  • the IBAN (International Bank Account Number) of the beneficiary
  • the BIC (Bank Identifier Code – also called SWIFT address) of the beneficiary bank.


Effects of a mistaken or missing IBAN or BIC
The beneficiary bank may refuse a payment if the IBAN or BIC is missing. The amount of the rejected transfer is refunded to your account. The beneficiary's bank also has the right to charge intervention fees. BNP Paribas Fortis is not informed of this.


Good to know
To obtain an overview of the IBAN structure for European countries' account numbers, look here.
Work out the IBAN.


The IBAN of your own account can be found in the lower part of your account statements.
BNP Paribas Fortis's BIC is GEBABEBB.


Other international payments
For international transfers outside the eurozone or in other currencies, the rules and charges remain unchanged.