What are your retirement plans? Travel? Free time to spend with your grandchildren? Take up a new hobby? Your retirement will allow you to do everything you always dreamed of, provided that you have the means.
There are four pillars to your pension at present. For a comfortable retirement, you need to exploit all four to the full.
- Pillar 1: the State pension
- Pillar 2: your occupational supplementary pension
- Pillar 3: your personal supplementary pension with a tax break
- Pillar 4: your personal supplementary pension without a tax break