Help your employees to enjoy life to the full when their careers come to an end. Offer them a group insurance with tax breaks designed for small and medium-sized companies.

What is Pension@work?

Pension@work is a group insurance from AG Insurance that enables your employees to build up a supplementary pension over their working life. You can deduct the premiums from your business tax.


  • Fringe benefit: the certainty of a comfortable supplementary pension. You can offer your staff an advantageous bonus without a high tax or social security cost.
  • Everyone is covered: all your staff enjoy the benefits unless they explicitly refuse it.
  • Flexibility: you are free to change the contributions during the life of the policy.
  • Supplementary pension: up to 80% of the last gross salary in addition to the State pension.
  • Death insurance: payment of a capital sum to close family in the event of premature death.
  • HR management: a benefit crucial to recruiting or motivating your staff.



Pension@work leaflet (pdf, FR)

General terms and conditions (pdf, FR)


This is in reference to an AG Insurance product, distributed by BNP Paribas Fortis.


AG Insurance sa/nv – 53 boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 –
Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 boulevard de Berlaimont, 1000 Brussels
BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA under n° 25.879A and acting as a contractually appointed insurance agent on behalf of AG Insurance sa/nv.

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