Borrowing monney

Direct Reserve

What is a Direct Reserve?

Your Direct Reserve is a permanent financial buffer linked to your current account. It's available whenever you need it. When you're not using it, it doesn't cost you a thing.


  • Practical: your financial reserve is always available, whenever you need it.
  • Simple: you don't have to explain why you need it or go through any red tape when you use your reserve.
  • Flexible: it's accessible using all the means of payment associated with your account.






Contact our private bankers for information and customised simulations



General terms and conditions (pdf, FR)


Direct Reserve:

Credit type: credit facility. Credit provider: BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM/RPR Brussels – VAT BE0403.199.702.