Top Family

A moment of distraction can be very expensive. Fortunately, you can protect yourself and your family from the financial consequences of a momentary lapse.

What is Top Family?

Top Family is a policy that compensates third parties for bodily injury and material damage caused by you, your family, your pets, etc. in your private life. You can also opt for legal assistance cover that you can count on if, say, you yourself are a victim and want to claim compensation. 



  • Extensive worldwide cover
  • A broad perception of who is an insured person: including children of partners and official cohabitees, your children in their student accommodation, your temporary guests, and your home help while they are working at your place.
  • Extra high pay-out ceiling: no matter how serious the situation might appear, our wide-ranging covers mean that you're effectively insured in your private life in pretty much any situation you can imagine.
  • 20% reduction for young people (max. 25 years old) and the elderly (60+).
  • Rapid claims settlement by TeleClaims: all you need to do is call freephone 0800 96 040 for one of our specialists to lift the weight from your shoulders (24/7).
  • Family+ Pack for absolute peace of mind: add a series of supplementary covers – unique in the market – to your personal liability insurance.
  • Wide selection of options means family liability cover that perfectly meets your individual needs. 




Contact our private bankers for information and customised simulations




* This is in reference to an AG Insurance product, distributed by BNP Paribas Fortis.

AG Insurance sa/nv – 53 boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 –
Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 boulevard de Berlaimont, 1000 Brussels
BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA under n° 25.879A and acting as a contractually appointed insurance agent on behalf of AG Insurance sa/nv.