Payments with bank cards

SEPA introduces new rules and common standards for payments by bank card. Their aim? To guarantee that everyone in SEPA can pay for purchases and withdraw cash securely and in the same way.

Your BNP Paribas Fortis bank card is your guarantee of complete peace of mind.

The Maestro function and the combination of a chip and PIN satisfy all current and future European standards.


The consequences of the new rules

  • Cardholders will be able to use their payment card in all SEPA countries in the same way (provided that the terminal is equipped with a SEPA-compatible system).
  • SEPA payment cards will work with a chip AND PIN for greater security. Cards issued in Belgium already have both of these.
  • All card payments will be processed in the same way, whether the transaction is taking place in Belgium or another SEPA country.
  • The same transaction charges will apply to all card payments in euro.


The process of harmonising payment cards within SEPA is already well under way. All participating countries have agreed to bring their payment cards in line with the new European security standards and it should therefore be possible to make payments with the new cards within SEPA by the end of 2010.


What does this mean for you in practical terms?

All cards issued by BNP Paribas Fortis offer the Maestro function and have both a chip and a PIN. As a result they are fully compliant with the new European rules. You therefore already have access to all the benefits associated with European card payments.


Payments with bank cards