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Attention, borrowing money also costs money.

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Compare our credit cards

Our credit card * are accepted anywhere in the world and online but they also come with several other perks. Spread your payments – the amount is only debited from your payment account   at the beginning of the next month –, pay for larger purchases or unexpected expenses, book a hotel online or block a security deposit on your card... With a credit card you can track your spending and budget better. Our credit cards are the perfect complement to the Bancontact-Visa Debit card.

Hello credit card For young people between the ages of 18 and 28 with a Hello4You payment account

Visa Classic From the age of 18

MasterCard Gold From the age of 18

Free with a pack or a Hello4You payment account

for one year with the Hello4You account

credit card included in the Comfort Pack

up to 2 credit cards included in the Premium Pack

Monthly fee for the credit card without a pack, or for an additional card

1.13 euros/month

2.25 euros/month

4.25 euros/month

Standard spending limit

personalised limit from 250 euros/month

2.500 euros

5.000 euros

Insurance pack
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Discover the four types of insurance cover you get with your Mastercard Gold

Spread payments*

possible with Optiline

possible with Optiline

possible with Optiline

Contactless payment
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* Subject to approval of your application.

Spread your payments with your credit card

Opening the Optiline credit line

Optiline is a line of credit that is linked to your credit card. Thanks to this permanently available overdraft facility, you can buy what you need and pay at your own pace, while keeping your budget under control.

Find out more

Also interesting for you

  • Contactless payments

    Thanks to contactless payment technology, all you need to do is hold your card close to the payment terminal or use your smartphone or smartwatch to pay.

    Discover contactless payment

  • Completely secure

    Credit cards are a secure payment method. We continually invest in new technologies to guarantee you reliable protection and prevent fraud.

    Find out more about it

  • Also for entrepreneurs

    Our credit cards also suit the needs of entrepreneurs and the self-employed. Pay your professional expenses quickly and securely and simplify the management of your business operations.

    Discover our business credit cards

Legal information

Type of credit: line of credit. The provisions relating to consumer credit as set out in Chapter 1, Title 4, Book VII of the Code of Economic Law apply. Subject to the approval of your application by Alpha Credit SA/nv, lender, Montagne du Parc/Warandeberg 8/C, 1000 Brussels – VAT  BE 0445.781.316 – Brussels Register of Companies, a subsidiary of BNP Paribas Fortis SA/nv.

Tied agent: BNP Paribas Fortis SA/nv, Montagne du Parc/Warandeberg 3, B-1000 Brussels, Brussels Register of Companies, VAT BE 0403.199.702.

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