Expand your knowledge

Do you want to learn your way around investor jargon?

With this guide you can give yourself a flying start.

Would you like to prepare for the "Knowledge and experience" test or simply learn how to master financial technology? Simply read our knowledge sheets and watch our short videos. This will allow you to make informed investment decisions.

What are bonds?

If you purchase a bond from a company or a government, you are lending money to the issuer. The company or government must pay back your loan after a pre-agreed duration of time. In exchange for the availability of your funds, the issuer will pay you interest, also referred to as a “coupon”, during the term of the bond. More info.

Watch our video about bonds

What are shares?

An investor who buys a share becomes a shareholder, and hence a partial owner of a company. A shareholder is therefore prepared to take risk. He is entitled to share the profits, but also possibly the losses. More info.

Watch our video about shares

What are funds without capital protection?

Most funds are Undertakings for Collective Investments in Transferable Securities (UCITS). Each UCITS is effectively a separate company, and its goal is to collect the savings of many different investors in one big pot. For each fund, there are managers that invest the collected savings in accordance with predetermined strategies and conditions. The manager can invest in products such as shares (i.e. equities), bonds, derivatives, real estate, etc. More info.

Watch our video about funds without capital protection

What is a branch 21 savings insurance?

A branch 21 insurance (also called savings insurance) is a medium to long-term savings product that takes the form of a life insurance policy. This insurance offers you capital protection for your savings and return. More info.

Watch our video about branch 21 savings insurance

What is an investment insurance without capital protection? (branch 23)

Branch 23 insurances combine life insurance with riskier investment products. Therefore, they can potentially generate higher return. However, there is no guarantee. More info.

Watch our video about investment insurance without capital protection (branch 23)

What is a structured product with 100% capital protection at maturity?

Just like a bond, a structured product has a fixed term and is, in principle, covered by full capital protection at maturity. However, the return is not — or only partially — guaranteed. If you are looking for a potentially greater return, you must often forgo capital protection. More info.

Watch our video about structured products with 100% capital protection at maturity

Complete overview of the above asset classes

More info

Overiew of the financial instruments and issuers on offer

  • Here is the overview of the financial instrumlents and issuers on offer.
  • Here is the information brochure financial instruments (pdf).