Sustainability policy for investments and financial insurance
Integration of sustainability risks
BNP Paribas Fortis takes the sustainability risks into account in the context of both wealth management and the provision of advice on investments and financial insurances. For further information, please refer to the information brochure "Financial instruments".
The Bank's remuneration policy takes into account the integration of sustainability risks in the internal remuneration principles and remuneration policy.
- Integration of sustainability risks (pdf) - in French
BNP Paribas Fortis strives to obtain a sustainability rating, through a methodology developed within the Group, and this for all monitored investments and financial insurance, regardless of whether they are sustainable or not, or whether they emphasize characteristics related to the environment, society and/or good governance (ESG) or not.
- Our sustainability methodology (pdf) - in French
Main adverse effects on sustainability factors
The policy of BNP Paribas Fortis takes the main adverse effects on sustainability factors into account.
For its sustainable offering, BNP Paribas Fortis integrates this sustainability risk assessment into its product selection process in addition to the general “risk/return” assessment.
- Adverse effects on sustainability factors (pdf) - in French
Financial services that integrate sustainability risks and promote ecological and/or social characteristics
Discretionary Wealth Management - SRI
This management mandate focuses on investments in companies with a good score in terms of the environment, society and good governance (Environmental, Social and Governance, or ESG) and in investments that are part of sustainable themes. In addition, a number of sectors and companies, the activities of which have a negative social impact, can thereby be excluded.
Discretionary Wealth Management - Core-Satellite SDG
This management mandate consists of two components, namely a sustainable main investment (Core), supplemented by thematic investments (Satellite SDG).
There are two options for the Core component:
- instruments that primarily invest in indices that include companies with a good environmental, social and governance score (ESG), or
- instruments that focus on investments in sustainable themes and companies with a good score in terms of the environment, society and good governance, while also excluding a number of harmful activities.
The Satellite SDG component allows investors to supplement their management portfolio based on their preferences with regard to the United Nations Sustainable Development Goals (SDG).
- Sustainability risks and ESG characteristics (pdf) - in French