Frequently asked questions

Second-Hand Car Loan

Take to the road with the Second-Hand Car Loan

Have you found the perfect second-hand car, motorbike or quad bike? The Second-Hand Car Loan enables you to treat yourself while keeping your finances in check. You can have access to a loan of up to EUR 50,000. To avoid any nasty surprises, you will pay it back with fixed monthly payments for a set term, depending on your requirements and your personal situation. Is the second-hand car you are coveting less than three years old? You can take advantage of the better rate offered by the New Car Loan!

A loan for the car, the motorbike or the quad you like

The Second-Hand Car Loan is an instalment loan with an interesting rate. It enables you to decide how much you want to borrow, the total term of your loan and therefore the amount you will pay back each month. It means you can make your project a reality, while sticking to your budget.

Your application in a few clicks

Would you like to find your ideal Second-Hand Car Loan? Carry out your customised simulation in a few clicks.

You would like to make your application from home? It is feasible with Easy Banking Web.

Attention, borrowing money also costs money.

Choose the right loan for your needs

I would like to borrow EUR 10,000 to finance the purchase of a car over 3 years old

I will pay back EUR 225.03 per month

over a term of 48 months with an APR of 3.9%. Annual fixed debit rate: 3.83%. Total amount due: EUR 10.801,44. The amounts presented here are just an example.

Why apply online?

1. A simplified form

Fill in your online application form. Tip: if you are already a BNP Paribas Fortis customer, log in and your data will be automatically pre-entered.

2. A response within 48 hours

We will analyse your requirements and get back to you by email within 2 working days.

3. The money will arrive in your account on the day requested

If your application is accepted, you will receive your contract (to print) by email or by post. Once you have signed it, send it back along with the supporting documents requested. The money will be paid to you on the day you requested, as will you receive a copy of your contract countersigned.

Frequently Asked Questions

What is an instalment loan?

This is a loan with a set term that you collect in the form of a single, non-renewable advance. The interest rate is fixed for the term of the loan.

Can I change the payment date of my repayments myself?

No. If you want to change the characteristics of your loan (payment date, monthly payment amount, etc.), please get in touch with your branch.

I would like to repay my loan in full early. How can I do this?

We can draw up a detailed bill for you that is valid for 10 days. To obtain this bill, contact our clientele service on +32 (0)2 261 11 11, from Monday to Friday between 7am and 10pm or on Saturdays between 9am and 5pm.

Our other solutions

Would you like to finance a personal project or buy a new car? Discover our Personal Loan or our New Car Loan.

Legal information

Type of loan: instalment loan. Subject to acceptance of your application by Alpha Credit sa/nv, lender, 4-10/3 Boulevard Saint-Lazare, B-1210 Brussels, RPM Brussels, TVA BE0445.781.316, a subsidiary of BNP Paribas Fortis sa/nv. Appointed agent: BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels - Brussels RPM - VAT BE0403.199.702.