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Personal Loan

The Personal Loan for your wildest dreams

You have a project that is particularly dear to your heart and you want to bring it to life, but without touching upon your savings or investments? With the Personal Loan, you can make your dream a reality, while also keeping your finances in order. You can have access to a loan of between EUR 1,250 and 50,000, depending on your requirements and your personal situation, without having to tell us what you need the money for.

A fully flexible instalment loan

The Personal Loan is an instalment loan at an interesting rate. With this flexible financing solution, you can decide how much you want to borrow, the total term of your loan and therefore the amount you will pay back each month. It means you can make your project a reality, while sticking to your budget.

Your application in a few clicks

Would you like to find out what your ideal Personal Loan looks like? You can carry out a customised simulation in a few clicks.

You would like to make your application from home? It is feasible with Easy Banking Web.

Attention, borrowing money also costs money.

Choose the right loan for your needs

I would like to borrow EUR 10,000 to finance my project

I will pay back EUR 233.68permonth

over a term of 48 months with an APR of 5.9%. Annual fixed debit rate: 5,75%. Total amount due: EUR 11,216.64. The amounts presented here are just an example.

Why apply online?

1. A simplified form

Fill in your online application form. Tip: if you are already a BNP Paribas Fortis customer, log in and your data will be automatically pre-entered.  

2. A response within 48 hours

We will analyse your requirements and get back to you by email within 2 working days.  

3. The money will arrive in your account on the day requested

If your application is accepted, you will receive your contract (to print) by email or by post. Once you have signed it, send it back alogn with the supporting documents requested. The money will be paid to you on the day you requested, as will you receive a copy of your contract countersigned.

Frequently Asked Questions

What is an instalment loan?

This is a loan with a set term that you collect in the form of a single, non-renewable advance. The interest rate is fixed for the term of the loan.

Can I change the payment date of my repayments myself?

No. If you want to change the characteristics of your loan (payment date, monthly payment amount, etc.), please get in touch with your branch.

I would like to repay my loan in full early. How can I do this?

We can draw up a detailed bill for you that is valid for 10 days. To obtain this bill, contact our clientele service on +32 (0)2 261 11 11, from Monday to Friday between 7am and 10pm or on Saturdays between 9am and 5pm.

Our other solutions

Would you like to renovate your home or buy a new/second-hand vehicle? Discover our Renovation Loan, New Car Loan or Second-Hand Car Loan.

Legal information

Type of loan: installment loan. Subject to acceptance of your application by Alpha Credit sa/nv, lender, 60 Rue Ravenstein, 1000 Brussels, RPM Brussels, TVA BE0445.781.316, a subsidiary of BNP Paribas Fortis sa/nv. Appointed agent: BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels - Brussels RPM - VAT BE0403.199.702.