Frequently asked questions

Renovation loan

The Renovation Loan to favour your quality of life

Do you need to give your home a face lift? Would you perhaps like to update your kitchen or your living room? With the Renovation Loan, you can bring your home up to date, while also keeping your finances in order. You can have access to a loan between EUR 1,250 and 50,000, depending on your requirements and personal situation.

An instalment loan tailored to your renovation project

The Renovation Loan is an instalment loan with an interesting rate. A flexible financing solution, it enables you to decide with us how much you want to borrow, the total term of your loan and therefore the amount you will pay back each month. It means you can make your project a reality, while sticking to your budget.

Your application in a few clicks

Would you like to find your ideal Energy Loan? Carry out your customised simulation in a few clicks.

You would like to make your application from home? It is feasible with Easy Banking Web.

Attention, borrowing money also costs money.

Choose the right loan for your needs

I would like to borrow EUR 15.000 to finance my project

I will pay back EUR 275.11 per month

over a term of 60 months with an APR of 3.90%. Annual fixed debit rate: 3.83%. Total amount due: EUR 16.506,60. The amounts presented here are just an example.

Why apply online?

1. A simplified form

Fill in your online application form. Tip: if you are already a BNP Paribas Fortis customer, log in and your data will be automatically pre-entered.  

2. A response within 48 hours

We will analyse your requirements and get back to you by email within 2 working days.  

3. The money will arrive in your account on the day requested

If your application is accepted, you will receive your contract (to print) by email or by post. Once you have signed it, send it back along with the supporting documents requested. The money will be paid to you on the day you requested, as will you receive a copy of your contract countersigned.

Frequently Asked Questions

What is an instalment loan?

This is a loan with a set term that you collect in the form of a single, non-renewable advance. The interest rate is fixed for the term of the loan.

Can I change the payment date of my repayments myself?

No. If you want to change the characteristics of your loan (payment date, monthly payment amount, etc.), please get in touch with your branch.

I would like to repay my loan in full early. How can I do this?

We can draw up a detailed bill for you that is valid for 10 days. To obtain this bill, contact our clientele service on +32 (0)2 261 11 11, from Monday to Friday between 7am and 10pm or on Saturdays between 9am and 5pm.

Our other solutions

Would you like to finance a personal project or buy a new or second-hand car? Discover our Personal Loan, New Car Loan or Second-Hand Car Loan.

Legal information

Type of loan: instalment loan. Subject to acceptance of your application by Alpha Credit sa/nv, lender, 4-10/3 Boulevard Saint-Lazare, B-1210 Brussels, RPM Brussels, TVA BE0445.781.316, a subsidiary of BNP Paribas Fortis sa/nv. Appointed agent: BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels - Brussels RPM - VAT BE0403.199.702.