Temporary Travel Insurance by Europ Assistance
Peace of mind when you set off with Temporary Travel Insurance!
A family holiday in the South of France? A romantic city break in Rome? An adventurous trek across Asia lasting several weeks?Temporary Travel Insurance provides you with customised cover for your trip, according to your destination and the length of your stay. Because your needs may differ from those of other travellers, you benefit from customised cover abroad at a customised price. Should anything go wrong, experts are on hand 24 hours a day to provide assistance.
Temporary Travel Insurance (Temporary Policy) is an assistance insurance policy under Belgian law (branch 18), provided by Europ Assistance and distributed by BNP Paribas Fortis. The term of the policy is stated by the policyholder in the document entitled "Special Terms and Conditions". It terminates at the end of the agreed period and is not automatically renewed.
Temporary Travel Insurance provides you with customized protection during your trip abroad
Travel with peace of mind thanks to:
- Worldwide assistance (even for winter sports)
- 24 hours a day
- For 1 to 8 people
- Additional assistance tailored to your needs
Trip Cancellation and Luggage Insurance – a life-changing policy
Have you mislaid your passport just a few days before your departure date? Are you unable to travel because of illness, an accident or exam re-sits? Perhaps your luggage went on the wrong flight... Really annoying, but if you add Trip Cancellation and Luggage Insurance to your Temporary Travel Insurance policy, you can avoid many such concerns.
Ski assistance for taking to the slopes with peace of mind
You’re going on a ski trip? You can add a specific Snow cover to your Temporary Travel Insurance so that you are protected during your winter sports holidays. You’ve had a bad fall? Need to return to Belgium early? You will always have the right person by your side, as swiftly as possible.
Have your car insured for your travels
Are you setting off on a road trip by car, motorbike or in a mobile home? Make sure you do not have to leave your vehicle at the roadside if it breaks down!
When you take out a Temporary Travel Insurance policy, add the "Vehicle" option. You are guaranteed a speedy and reassuring service which includes breakdown assistance, towing and the repatriation of your vehicle to Belgium. In case you have to wait while your vehicle is being repaired, your accommodation and transport costs will also be covered.
The main risks covered by Temporary Travel Insurance
Anne and Benoît are on their honeymoon in Laos. The couple is discovering their superb bridal suite. Benoît slips on some exotic fruit that has fallen out of the welcome basket, while he is about to carry his bride Anne in his arms over the threshold. He breaks his leg and is taken to the nearest hospital. To get Benoît back on his feet, the couple can use the local health services without worrying about any nasty surprises because the medical costs they would have to pay will be covered by their insurer. A few days later, Anne is bedridden with a high fever and severe pain in her joints. The couple doesn’t speak the Lao language. Luckily, Benoît can count on Europ Assistance, who arrange to send a doctor who speaks their language following his call. The diagnosis is clear: they have contracted Dengue fever, a local illness requiring hospitalisation. After 5 days in hospital their condition has not improved, so the couple can be brought back to Belgium.
The main risks not covered by Temporary Travel Insurance
Yves and Sophie love winter sports, and are enjoying a few days in the Swiss mountains. Yves was already feeling ill before they left, and decides to visit a local doctor. This consultation will not be covered by his insurer. Even though Yves has not yet totally recovered from his cold, the couple decide to go skiing off-piste. While they are skiing off the marked slopes, they are caught up in an avalanche. Sophie ends up with a broken ankle. Yves was buried under a thick layer of powdered snow and is suffering from hypothermia. They are taken to the nearest hospital. Because Yves and Sophie deliberately chose to ski off-piste, the couple's medical costs will not be covered by their insurance policy. Now feeling homesick, the couple decide to return to Belgium as quickly as possible so that they can continue their holiday at home. Their return trip home will not be arranged or covered by their insurer.
The above list of covered and non-covered risks is not comprehensive.
For information on the exact scope of the cover, please refer to the General Terms And Conditions of this product which can be found further down the page. Alternatively, you can obtain them free of charge in any branch or by calling the Easy Banking Centre on +32 (0)2 762 20 00.
Complaints can be addressed to BNP Paribas Fortis Complaints Management, Montagne du Parc/Warandeberg 3, B-1000 Brussels, Fax +32 (0)2 228 72 00. Alternatively, complaints may also be sent to the Insurance Ombudsman, 35 Square de Meeûs/De Meeûssquare, B-1000 Brussels. Tel. : 02/547 58 71 – Fax : 02/547 59 75 - www.ombudsman.as
Total peace of mind on the other side of the world
A minor problem in Belgium can turn into a complete nightmare abroad. When you take out Temporary Travel Insurance, you have an entire team by your side to:
- send you 1 bag containing your personal effects (clothing, medication, health products, etc.);
- assist you if you lose your ID documents or travel tickets (information, transport and administrative costs up to EUR 125);
- assist you if you are subject to proceedings by the local courts for alleged offences that you did not commit (advances for the bail amount up to EUR 12,500 and your lawyer's fees up to EUR 1,250).
What is not covered?
Our assistance services do not cover:
- sending more than 1 bag per traveller;
- sending bank cards, credit cards, cheques;
- subsequent judicial proceedings in Belgium resulting from a case taken against you abroad.
Be with your loved ones when they need it most
If you have to spend more than 5 days in hospital abroad, transportation costs from Belgium for a member of your immediate family are included. Your Temporary Travel Insurance also covers your early return to Belgium if:
- a close relative who has remained in Belgium has to stay in hospital for more than 5 days or dies unexpectedly;
- your home is seriously damaged (fire, water damage, storm damage, explosion, theft from break-in, etc.).
What is not covered?
Your insurer will not arrange or cover your early return to Belgium if:
- your family member's stay in hospital will not exceed 5 days, it was expected and the state of his or her health does not justify your presence at his/her bedside.
- your journey back to Belgium is made using your own personal vehicle.
Take out your Temporary Travel Insurance in just a few minutes
- You can choose customised insurance online or confirm your application over the phone.
- You will then benefit from customised cover abroad at a customised price.
- You can be insured as of the day following your request.
Europ Assistance (Belgium) SA/NV – Boulevard du Triomphe/Triomflaan 172, 1160 Brussels – Brussels Register of Companies – VAT BE 457.247.904 – www.europ-assistance.be
Belgian insurance company authorised under code number 1401, under the supervision of the National Bank of Belgium, Boulevard de Berlaimont/De Berlaimontlaan 14, 1000 Brussels. BNP Paribas Fortis SA/NV, Montagne du Parc/Warandeberg 3, 1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702, registered under FSMA No. 25.879A, Rue du Congrès/Congresstraat 12-14, 1000 Brussels, and acting as a tied insurance agent for Europ Assistance (Belgium) SA/NV.