Theft Home Insurance is an additional coverage you can add to your owner's Top Home Insurance
The best home insurance against theft as well as any damage caused by burglary.
Opt for theft warranty as an extension to your Top Home fire insurance by AG Insurance. You will receive compensation for items that are stolen. In addition, any damage caused by the burglars to your house and its contents by an (attempted) burglary will also be refunded. You are also covered against violent theft or threats in the street, anywhere in the world.
Compensation after a burglary
You are insured for the theft of the entire contents of the insured household. This also applies to valuables such as jewellery, collections, computers, mobile phones, tablets, smartphones, etc.
In addition, you are insured against:
- the theft of heating fuel (from a tank under cylinder lock)
- the theft of any contents you have transferred to a temporary residence (such as a holiday house)
- theft from your garden shed (if locked)
Damage caused by burglars during a burglary (or attempted burglary) is also reimbursed.
You are also covered in the street
You are insured against violent theft or threats, even in the street and anywhere in the world.
Theft inside your car (such as bag theft) or while you are in your car, is also considered as violent theft.
Prevention is rewarded
You will be granted a 20 % discount on the theft insurance premium if you install a burglar-deterrent door (approved by BOSEC) at the home entrance.
If you voluntarily install an approved alarm system (approved by INCERT) linked to a monitoring centre, you will get a 30% discount on your insurance premium for theft or a free Security Pack (other conditions apply).
These discounts cannot be combined.
What do I do in case of an incident?
- Report it immediately to the police.
- Report your incident within 24 hours and supply the number of the police record to your claims manager.
- Block any stolen bank or credit cards using Card Stop.
- Gather purchase proofs of the missing items (invoices or receipts, packagings, photos, guarantees, etc.). Therefore, you should take photos of all your valuable items beforehand, make copies of your invoices or similar documents and do not only keep them on your (portable) computer.
Where and when are you covered?
You are protected against theft in Belgium for the contents of your insured house, and for any damage caused by the (attempted) robbery.
You can rely on theft cover around the world in the case of (attempted) burglary with violence or threats, or theft of your contents that you have moved to temporary accommodation.
You must lock all external doors and windows when you are not there. If you have an alarm system, it must be activated.
Theft Home Insurance is in reference to an AG Insurance product, distributed by BNP Paribas Fortis. AG Insurance sa/nv – 53 boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 boulevard de Berlaimont, 1000 Brussels BNP Paribas Fortis sa/nv, 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA under n° 25.879A and acting as a contractually appointed insurance agent on behalf of AG Insurance sa/nv.
Top Home Fire Insurance
A hail storm, fire or vandalism? Make sure you are insured against these unforeseeable circumstances. This policy covers damage in and around your home.
- simple system to determine the appropriate level of cover for your home based on the number of rooms
- premiums payable monthly at no extra cost
- Top Home Fire Insurance is an insurance product from AG Insurance, under Belgian law, distributed by BNP Paribas Fortis. This insurance contract under Belgian law is concluded for one year at a time with tacit renewal. Click here for all the details on this product
Fire Insurance legal protection
Make sure you can get the necessary legal assistance when there is damage to your home. Add a legal expenses cover to your Top Home.
- specialists defend your rights
- no financial stress when going through legal proceedings
- compensation, even if the third party is insolvent
Current Expense Insurance
Thanks to this guarantee, you will be able to keep paying your household bills in case of unemployment or complete disability.
- you can fulfil your financial obligations
- simple to apply for
- Current Expense Insurance is an insurance product from AG Insurance, under Belgian law, distributed by BNP Paribas Fortis